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重庆银行:2025年半年度报告下载公告
公告日期:2025-08-23

BANK OF CHONGQING CO., LTD.

BANK OF CHONGQING

1.

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5.

5.1

5.2

5.3

5.4

5.5

5.6

5.7

5.8

5.9

5.10

6.

7.

8.

9.

10.

11.

12.

13.

14.

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1.2.3.

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2025

1.

2. 202582214

3. 2025

4.5.6.7.

8. 2025

9.

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2025

3.1

199637

1998200720132021

“A+H”“’”“”“”“1-3-3”2025630199“”鈊9,833.655,441.365,006.70

1.17%248.27%

“”1,400470“33618”“416”40%20%

“”98.7133.89

“e”35%

103003

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3.2

3.2.1

Bank of Chongqing Co., Ltd.

3.2.2

3.2.3

20202“153”“6”33191918

20228“18354”“3485”2025110“33191918”

3.2.4

400024+86(23)63367688+86(23)63799024ir@cqcbank.comhttp://www.cqcbank.com956023

3.2.5

A

601963H

01963

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2025

3.2.6

11701-12鲗97927

3.2.7

3.2.8

A

H183171712-1716

3.2.9

(www.cs.com.cn)(www.cnstock.com)(www.stcn.com)(www.zqrb.cn)(www.sse.com.cn)(www.cqcbank.com)(www.hkexnews.hk)(www.cqcbank.com)

3.2.10

3.2.11

19969291500000202869177YB0206H250000001

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4.1

20251-6

20241-6

2023

1-6

(%)15,369,93814,401,8476.7214,085,252(9,507,298)(9,177,803)3.59(8,698,825)5,862,6405,224,04412.225,386,427364,767510,994(28.62)196,5461,586,4191,590,154(0.23)1,199,926(226,300)(232,039)(2.47)40,97931,82714,805114.9719,9717,659,4077,158,0417.006,975,235(1,838,785)(1,725,287)6.58(1,685,267)(1,914,938)(1,621,884)18.07(1,760,922)3,784,1403,702,2962.213,425,4533,785,1183,700,6072.283,426,567(390,935)(490,340)(20.27)(374,237)3,394,1833,210,2675.733,052,3303,189,5033,026,2805.392,906,4693,174,7442,999,4685.842,826,12140,093,519(37,914,423)(6,797,202)

(%)

0.92

0.875.750.84

0.71

0.684.410.66

0.91

0.865.810.81

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2025

2025

20241231

20231231

(%)983,365,338856,641,84014.79759,883,870500,670,191440,616,36113.63392,934,966377,638,071313,003,21320.65250,398,07399,597,76397,617,8702.0394,949,92821,409,25027,674,398(22.64)44,852,3962,025,1072,320,880(12.74)2,734,56914,478,22513,352,5168.4312,139,426917,873,107792,877,92215.76700,584,443544,135,783474,116,90414.77414,812,69663,286,58553,879,46717.4664,096,964150,226,557132,127,76613.70129,718,41224,437,43423,678,1493.2120,686,248265,255,555225,880,09917.43180,278,65325,819,79225,404,6641.6311,471,72815,109,86013,146,75914.938,560,6913,474,5833,474,5690.003,474,56262,715,88161,070,9732.6956,917,73465,492,23163,763,9182.7159,299,42756,323,15254,325,7353.6851,003,47063,594,42461,550,6553.3258,208,40882,718,04479,470,6864.0969,708,993639,881,415549,740,04016.40521,578,017

(%)

16.04

15.563.0814.37

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4.2

2025

1-6

20241-6

20231-6

(%)

(1)

0.74

0.82(0.08)0.87(2)

11.52

11.77(0.25)12.56

11.47

11.66(0.19)12.21(3)

1.35

1.270.081.51(3)

1.39

1.42(0.03)1.63

4.76

7.14(2.38)2.82(4)

24.01

24.10(0.09)24.16

2025

20241231

20231231

(%)

(5)

1.17

1.25(0.08)1.34(6)

248.27

245.083.19234.18(7)

2.91

3.05(0.14)3.13(%)

(8)

8.80

9.88(1.08)9.78(8)

9.94

11.20(1.26)11.16(8)

12.93

14.46(1.53)13.37

6.66

7.44(0.78)7.80(%)

(9)

218.40

212.076.33154.89(10)

3.35

2.490.862.98(11)

25.68

21.364.3221.53

92.01

92.93(0.92)94.73

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2025

(1)

(2) 92010(3)(4)(5)(6)(7)

(8) 202563020241231202312

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4.3

20251-620241-620231-6

3,323(8,248)25815,38744,817110,2901,133(1,241)1,14619,84335,328111,694(4,961)(8,923)(26,875)(123)407(4,471)14,75926,81280,348

4.4

2025630

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5.1

5.1.1

2025

66.055.3%

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55.0%

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2.9%

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5.1.2

2025“”“”

20256309,833.651,267.2314.79%5,006.70600.54

13.63%5,441.36700.1914.77%

202563076.59

7.00%33.945.73%

31.905.39%

2025630

95.71%2.0253.23%

0.60

2025630

8.80%9.94%12.93%

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2025

2025630

1.17%0.082.05%0.59

1.58%0.15248.27%3.19

5.2

5.2.1

1,400

“”“”5“”

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“25”“”2,700

7.8%

“”“”27BP20256303,990.47583.70

17.13%

2,393.33279.2113.21%

43.98%

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5.2.2

“”

20256(LPR)“”

“”“”“”“”

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2025

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“”

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e2025630401.352,896.9316.08%

19.98779.5524.18608.29

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5.2.5

5.2.6

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2025

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2025

“”31891100%20257“(ESG)”

“”

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“”

20256305199205

2025630304.5827.05527.631,379.2896.64%

20256304.930.35200.374,005.55301.6027.0015.26

55.64

5.2.11

“”

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5.3

5.3.1

202558.636.3912.22%

3.651.4628.62%18.391.13

6.58%19.152.9318.07%2025

33.941.845.73%

20251-620241-6(%)

5,862,6405,224,044638,59612.22

1,796,7671,933,997(137,230)(7.10)364,767510,994(146,227)(28.62)1,586,4191,590,154(3,735)(0.23)3,478(7,800)11,27815,38744,817(29,430)(65.67)(226,300)(232,039)5,739(2.47)31,82714,80517,022114.9721,18913,0668,12362.17

7,659,4077,158,041501,3667.0096,64997,370(721)(0.74)1,838,7851,725,287113,4986.581,914,9381,621,884293,05418.07

2,972(2,972)(100.00)24,8958,23216,663202.423,784,1403,702,29681,8442.21

3,785,1183,700,60784,5112.28390,935490,340(99,405)(20.27)

3,394,1833,210,267183,9165.733,189,5033,026,280163,2235.39204,680183,98720,69311.25

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2025

5.3.1.1

202576.595.017.00%

76.54%23.46%

20251-620241-6

(%)

(%)(%)

5,862,64076.545,224,04472.98638,59612.22364,7674.76510,9947.14(146,227)(28.62)1,432,00018.701,423,00319.888,9970.63

7,659,407100.007,158,041100.00501,3667.00

5.3.1.2

202558.636.3912.22%2025153.709.686.72%95.07

3.293.59%

20251-620241-6(%)

15,369,93814,401,847968,0916.72(9,507,298)(9,177,803)(329,495)3.59

5,862,6405,224,044638,59612.22

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20258,511.061,125.1015.23%

283.64%

20258,383.121,418.2220.36%

362.29%

81.35%3

1.39%

20251-620241-6

(%)

(%)

471,326,70510,174,5944.35405,139,9239,153,4294.54308,704,1904,622,6323.02230,155,1924,330,0453.7833,035,439242,0441.4832,616,720236,6621.4638,039,781330,6681.7570,683,958681,7111.94

851,106,11515,369,9383.64738,595,79314,401,8473.92

499,844,5145,784,1482.33426,778,3835,595,7652.64148,419,7211,634,0942.22118,404,4001,582,2962.69190,047,7542,089,0562.22151,307,6531,999,7422.66

838,311,9899,507,2982.29696,490,4369,177,8032.65

5,862,6405,224,044

1.35

1.27

1.39

1.42

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2025

20251-6

1,403,430(382,265)1,021,1651,164,223(871,636)292,587

2,4122,9705,382(285,654)(65,389)(351,043)

2,284,411(1,316,320)968,091

830,014(641,631)188,383326,085(274,287)51,798420,303(330,989)89,314

1,576,402(1,246,907)329,495

708,009(69,413)638,596

5.3.1.3

2025153.709.686.72%2025101.7510.2111.16%

16.34%

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20251-620241-6

(%)

(%)

69,061,3911,010,9272.9587,102,1541,282,7512.96402,265,3149,163,6674.59318,037,7697,870,6784.98

471,326,70510,174,5944.35405,139,9239,153,4294.54

20251-620241-6

(%)

(%)

353,414,4118,125,2964.64271,265,2366,732,3974.9998,336,2621,953,2474.0195,334,3092,183,4464.6119,576,03296,0510.9938,540,378237,5861.24

471,326,70510,174,5944.35405,139,9239,153,4294.54

202546.232.936.76%

34.13%7620252.420.052.27%

1.28%220253.313.51

51.49%46.18%

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2025

5.3.1.4

202557.841.883.37%

17.12%31

20251-620241-6

(%)

(%)

57,846,995199,2180.6961,298,866311,5521.02144,680,1431,825,2022.54131,921,7651,915,9742.92

202,527,1382,024,4202.02193,220,6312,227,5262.32

22,941,7888,3580.0720,259,03020,4200.20251,363,0773,560,9882.86200,599,4773,229,0323.24

274,304,8653,569,3462.62220,858,5073,249,4522.96

23,012,511190,3821.6712,699,245118,7871.88

499,844,5145,784,1482.33426,778,3835,595,7652.64

202516.34

0.523.27%

20251-620241-6

(%)

(%)

69,944,561873,7282.5246,920,171757,6793.2569,709,075683,4971.9860,770,928721,7552.398,585,14973,3831.7210,527,375100,0991.91180,9363,4863.89185,9262,7632.99

148,419,7211,634,0942.22118,404,4001,582,2962.69

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202520.890.894.47%

25.60%

20251-620241-6

(%)

(%)

10,999,117158,8882.914,999,52893,0253.7416,040,395186,1642.344,873,44467,7352.80144,565,5481,422,9091.98125,495,5101,529,8202.455,231,85660,6032.343,115,36654,8513.5413,210,838260,4923.9812,823,805254,3113.99

190,047,7542,089,0562.22151,307,6531,999,7422.66

5.3.1.5

20253.651.4628.62%

2.47

20251-620241-6(%)

469,950626,910(156,960)(25.04)166,199413,072(246,873)(59.77)175,696107,53768,15963.3838,41317,26621,147122.4838,54550,704(12,159)(23.98)51,09738,33112,76633.30

(105,183)(115,916)10,733(9.26)

364,767510,994(146,227)(28.62)

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2025

202514.320.090.63%

15.860.04-2.260.060.32

0.17

20251-620241-6(%)

1,586,4191,590,154(3,735)(0.23)3,478(7,800)11,27815,38744,817(29,430)(65.67)(226,300)(232,039)5,739(2.47)31,82714,80517,022114.9721,18913,0668,12362.17

1,432,0001,423,0038,9970.63

5.3.1.6

202518.391.136.58%

8.53%26.05%

20251-620241-6(%)

1,144,4751,054,49589,9808.53368,851383,044(14,193)(3.71)110,707103,4927,2156.9744,09233,55010,54231.42102,85881,60121,25726.0518,33015,4102,92018.951,164366798218.0311,87314,287(2,414)(16.90)36,43539,042(2,607)(6.68)

1,838,7851,725,287113,4986.58

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5.3.1.7

202519.152.9318.07%

20251-620241-6(%)

1,598,5441,898,801(300,257)(15.81)261,707(261,717)523,424(3,358)889(4,247)(477.73)30,40763729,7704,673.4727,638(16,726)44,364

1,914,9381,621,884293,05418.07

5.3.1.8

20253.910.9920.27%10.33%

20251-620241-6(%)

3,785,1183,700,60784,5112.2825%946,280925,15221,1282.28(43,965)43,965(716,401)(513,995)(202,406)39.38161,132122,61038,52231.42(76)538(614)(114.13)

390,935490,340(99,405)(20.27)

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2025

5.3.2

5.3.2.1

20256309,833.651,267.2314.79%

202563020241231

(%)(%)

500,670,19150.92440,616,36151.44498,645,08450.71438,295,48151.17

2,025,1070.212,320,8800.27(14,478,225)(1.47)(13,352,516)(1.56)486,191,96649.45427,263,84549.88220,902,68322.46169,427,00819.78112,458,64411.44113,677,99713.27149,4970.02122,1150.0171,187,4977.2464,680,6937.553,307,8040.343,173,8260.3733,676,1343.4234,510,4684.038,099,2920.825,997,9320.706,876,8140.7011,668,3431.3627,823,7502.8316,801,9361.96620,7200.0644,4430.013,343,4350.342,898,0320.344,647,7340.474,210,8310.494,079,3680.412,164,3710.25

983,365,338100.00856,641,840100.00

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5.3.2.2

20256305,006.70600.5413.63%4,986.45603.5013.77%

20256303,776.38646.3520.65%

995.9819.802.03%

202563020241231

(%)(%)

377,638,07175.73313,003,21371.4299,597,76319.9897,617,87022.2721,409,2504.2927,674,3986.31

498,645,084100.00438,295,481100.00

202563020241231

(%)(%)

28,173,0827.4627,473,6648.78349,464,98992.54285,529,54991.22

377,638,071100.00313,003,213100.00

202563020241231

(%)(%)

38,211,17838.3739,282,72040.2420,034,47320.1214,719,02415.0821,642,41621.7321,660,11322.1919,709,69619.7821,956,01322.49

99,597,763100.0097,617,870100.00

“5.4”

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2025

5.3.2.3

20256304,046.98567.9116.32%2,209.03514.7630.38%1,126.0811.921.05%711.8765.07

10.06%

202563020241231

(%)(%)

337,041,17983.29278,218,65079.966,052,2401.506,544,8361.8812,754,7973.1518,229,8325.241,430,0000.352,120,0000.611,018,7550.251,008,7360.2924,620,5406.0824,752,7447.113,060,8130.762,349,9460.6815,797,7393.9011,363,2083.27

140.00

140.00

4,086,1941.014,236,9791.22(1,163,950)(0.29)(917,132)(0.26)

404,698,321100.00347,907,813100.00

20256301,148.70122.0311.89%2,866.32447.4418.50%

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202563020241231

(%)(%)

64,724,00215.9960,743,53817.46

50,146,47612.3941,924,05112.05

148,040,34736.58150,055,29043.12

138,591,25934.2591,832,35426.402,939,7420.732,349,9460.68256,4950.061,002,6340.29

404,698,321100.00347,907,813100.00

2025630711.87

65.0710.06%1,126.08

11.921.05%2,209.03514.76

30.38%

202563020241231

(%)(%)

71,187,49717.5964,680,69318.59

112,608,14127.83113,800,11232.71220,902,68354.58169,427,00848.70

404,698,321100.00347,907,813100.00

20256301,438.15148.8811.55%

3.6742.67%

?????

2025

202563020241231

(%)(%)

143,814,59542.67128,926,45046.3459,619,65117.6942,574,29415.3026,217,4387.7825,499,1069.17107,389,49531.8681,218,80029.19

337,041,179100.00278,218,650100.00

(%)

1,200,0002.352034/5/61,9641,100,0002.302034/7/42,416670,0002.472034/4/2547500,0002.152035/6/30–400,0002.632034/1/8162400,0003.382031/7/16326400,0002.772026/4/2622370,0002.322034/7/10–330,0002.562026/8/28264328,0003.662031/3/1388

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5.3.2.4

202563033.081.344.22%

20251-62024

3,173,8262,818,162133,978419,935(64,271)

3,307,8043,173,826

5.3.2.5

20256309,178.731,249.9515.76%

202563020241231

(%)(%)

80,035,3188.7254,465,3616.8717,055,9721.86983,1340.1264,613,7017.0455,074,2136.95137,2090.017,2400.004,788,5720.528,897,7281.12544,135,78359.28474,116,90459.80779,4460.08920,9950.12696,4210.08427,2090.05198,064,01721.58191,559,60024.16239,6010.03209,1940.03172,3770.02189,4940.02534,7680.06590,3610.076,619,9220.725,436,4890.69

917,873,107100.00792,877,922100.00

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2025

5.3.2.6

202520256305,441.36700.1914.77%

“”20256302,896.93401.3516.08%

53.23%2,135.13275.0614.79%

39.24%

877.24

101.6613.11%4,154.82574.74

16.05%

202563020241231

(%)(%)

63,286,58511.6353,879,46711.36150,226,55727.61132,127,76627.8724,437,4344.4923,678,1494.99265,255,55548.74225,880,09947.6425,819,7924.7525,404,6645.3615,109,8602.7813,146,7592.78

544,135,783100.00474,116,904100.00

?????

5.3.2.7

2025630654.9217.282.71%

627.1616.452.69%

202563020241231

(%)(%)

3,474,5835.313,474,5695.458,071,24612.328,071,25712.667,734,29211.817,734,02112.131,818,8622.782,502,0233.925,328,0228.145,328,0228.369,176,77814.018,597,97013.4827,112,09841.3925,363,11139.78

62,715,88195.7661,070,97395.782,776,3504.242,692,9454.22

65,492,231100.0063,763,918100.00

5.3.2.8

?????

2025

5.4

5.4.1

202563058.403.771.17%0.08

2.05%0.59

202563020241231

(%)(%)

482,592,97796.78421,264,15496.1110,211,8702.0511,568,0772.642,339,9090.471,950,9810.45962,7070.191,272,1840.292,537,6210.512,240,0850.51

498,645,084100.00438,295,481100.00

5,840,2371.175,463,2501.25

?????

5.4.2

20256303.01%0.3

0.75%0.15

202563020241231

(%)

(%)(%)

(%)

377,638,07175.742,843,1200.75313,003,21371.422,820,9290.9028,173,0825.66348,0881.2427,473,6646.27500,2241.82349,464,98970.082,495,0320.71285,529,54965.152,320,7050.81

21,409,2504.2927,674,3986.31–

99,597,76319.972,997,1173.0197,617,87022.272,642,3212.7138,211,1787.66675,0121.7739,282,7208.96584,2551.4920,034,4734.02148,4520.7414,719,0243.36155,1201.0521,642,4164.341,348,6156.2321,660,1134.941,234,5775.7019,709,6963.95825,0384.1921,956,0135.01668,3693.04

498,645,084100.005,840,2371.17438,295,481100.005,463,2501.25

5.4.3

2025

0.08

?????

2025

202563020241231

(%)

(%)(%)

(%)

36,630,9107.36727,9831.9931,345,4007.15685,5682.1935,300,2057.08423,9601.2030,259,4856.90678,9202.2429,221,5395.86122,3460.4224,890,4115.68280,3551.139,724,3831.95699,5387.1910,112,8812.31569,4495.63129,472,82125.96425,0410.33104,653,88023.88159,2810.1596,218,14819.304,7000.0078,857,68917.9914,6250.027,496,4931.5018,8070.255,670,1571.2928,1380.509,373,5851.8812,3860.137,000,8431.6018,6400.274,822,1540.9753,2801.104,219,3950.9656,7471.343,707,3370.746,9950.193,288,4760.7510,4400.3215,670,4963.14348,0852.2212,704,5962.91318,7662.51

21,409,2504.2927,674,3986.3199,597,76319.972,997,1163.0197,617,87022.272,642,3212.71

498,645,084100.005,840,2371.17438,295,481100.005,463,2501.25

(1)(2)

?????

5.4.4

202563013.250.93%507.17

24.36%109.5812.45%

0.050.120.01

202563020241231

(%)

(%)(%)

(%)

100,637,99520.183,335,5203.3196,631,08922.053,243,2593.3640,183,8558.06120,6300.3045,516,08410.38192,0400.42258,876,27651.92943,3590.36208,159,31747.49754,7240.3698,946,95819.841,440,7281.4687,988,99120.081,273,2271.45

498,645,084100.005,840,2371.17438,295,481100.005,463,2501.25

5.4.5

20256301.24%0.96%

202563020241231

(%)

(%)(%)

(%)

381,166,54176.444,708,3941.24334,655,35576.354,640,7971.39117,478,54323.561,131,8430.96103,640,12623.65822,4530.79

498,645,084100.005,840,2371.17438,295,481100.005,463,2501.25

?????

2025

5.4.6

202563027.693.35%

212.4325.68%2025630

2025630

(%)

(%)

A2,769,1003.350.56B2,757,5003.330.55C2,180,0002.640.44D2,023,3502.450.41E1,975,6812.390.40F1,962,5002.370.39G1,949,0002.360.39H1,897,2302.290.38I1,881,3002.270.38J1,847,0002.230.37

?????

5.4.7

202563078.572.55

1.58%0.15

901.14

202563020241231

(%)(%)

2,737,3020.552,831,5570.64

3,023,4660.612,844,5380.65

1,978,5210.401,813,2100.41

117,8750.02112,8450.03

7,857,1641.587,602,1501.73

498,645,084100.00438,295,481100.00

5.4.8

20256300.20%0.11

202563020241231

(%)(%)

1,004,3880.201,378,7570.31

204,5000.04263,1690.06

498,645,084100.00438,295,481100.00

?????

2025

5.4.9

202563021.290.06

202563020241231

2,128,548(5,676)43,861(5,676)

5.4.10

2025630144.7811.26

248.27%3.192.91%0.14

20251-62024

13,352,51612,139,4262,105,9722,211,8261,753,2443,760,413(2,245,018)(2,372,371)(1,195,432)(3,049,347)777,322739,456(70,379)(76,887)

14,478,22513,352,516

?????

5.5

20251-620241-6

5,751,6033,751,2265,019,0712,542,0231,297,355(42,707)1,494,966430,986591,18470,111606,440705,30419,2656,48837,56422,294

7,659,4073,785,1187,158,0413,700,607

5.6

5.6.1

2025

20241231

20231231

(%)

2.13

1.641.81

64.35

20.4918.07

121.47

83.9854.34

136.21

64.7666.25

(%)

210.77

202.21149.48

693.25

2,229.802,727.71

(1)(2)

(3) =+

100%=+100%=+

100%=+100%

?????

2025

5.6.2

2025

20241231

89,592,39776,932,898

2,81265,773,44959,148,780903,3541,320,52815,571,0419,874,9165,657,6215,496,3711,686,5571,089,491316,903243,844

89,909,30077,176,742

5.6.3

113,677,9971,389,35314,889112,458,644122,115140,897149,49764,680,693(210,160)71,187,497

27,674,3982,858(15,654)21,409,250

37,203(16,140)483,511

206,192,406(226,300)1,533,108(765)205,688,399

?????

5.7

5.7.1

鈊2017330.0051.00%鈊

鈊“’”

“”鈊558.12501.8456.28

4.15

201153.24569.09%

“”“”

9.668.381.28

449.23

?????

2025

5.7.2

2015640.0015.53%

“”

199855.744.97%

“”“”“”“”“”“”

5.8

“”

?????

5.8.1

“”

“”“”“”“”

5.8.2

(RCSA)

?????

2025

5.8.3

5.8.3.1

2025

FTP

2025630

143,185,56360,979,514255,037,162334,825,824159,223,78915,220,644968,472,496(132,645,061)(129,001,580)(382,215,417)(237,676,079)(11,009,755)(23,342,155)(915,890,047)

10,540,502(68,022,066)(127,178,255)97,149,745148,214,034(8,121,511)52,582,449

20241231

163,518,82951,398,213160,309,697346,626,404107,299,28615,745,894844,898,323(117,696,538)(73,337,468)(353,879,051)(215,668,984)(11,007,740)(19,414,695)(791,004,476)

45,822,291(21,939,255)(193,569,354)130,957,42096,291,546(3,668,801)53,893,847

2025630525.8213.112.43%

?????

5.8.3.2

2025630

51,693,707617,1223,569268,05152,582,449

20241231

51,499,8401,400,4254,412989,17053,893,847

5.8.4

2025

?????

2025

2025630(85,873,994)52,065,197(71,151,136)(236,045,301)195,213,927270,627,06631,623,9845,771,661162,231,40420241231(76,396,636)42,435,052(21,030,999)(201,606,126)163,556,592197,900,24830,284,6617,416,202142,558,994

20256301,622.31196.72

858.74

20182025630

301.66%

202563020241231

131,703,386153,182,179

43,659,59227,668,283(%)301.66

553.64

201871100%20256304,730.583,909.04

121.02%

5.8.5

?????

5.8.6

5.8.7

“”

“”“

“”

?????

2025

5.8.8

200-300%2025

“”

“”“”

5.9

5.9.1

?????

202563020241231

56,323,15251,277,54254,325,73549,716,39563,594,42458,277,13661,550,65556,715,98982,718,04475,776,23279,470,68673,544,155

(%)

8.808.77

9.889.86

(%)

9.949.97

11.2011.25

(%)

12.9312.96

14.4614.58

?????

2025

2025

20241231

3,474,5833,474,5698,696,3319,378,2411,071,6521,071,66314,504,80013,925,99227,112,09825,363,1112,037,5871,689,943(573,899)(577,784)

56,323,15254,325,7357,271,2727,224,92019,123,62017,920,031

82,718,04479,470,686

606,209,557517,164,5977,030,9936,728,580760,83079,144

614,001,380523,972,3213,193,4243,081,10822,686,61122,686,611

639,881,415549,740,040639,881,415549,740,040

(%)8.80

9.88

(%)9.94

11.20

(%)12.93

14.46

20256308.80%1.08

9.94%1.2612.93%1.53( www.cqcbank.com)“”

?????

5.9.2

20256306.00%

202563020241231

(%)

6.00

6.66

63,594,42461,550,6551,060,130,998924,423,283

5.9.3

2022350

3.73%

2027320223130A10013,000A0.20%0.40%

1.00%1.70%2.50%3.50%

A“8.3”20221245

4.70%20271220231025

4.5%2028102024860

2.23%

20298

?????

2025

5.9.4

(EC)

(RAROC)(EVA)

5.10

2025“”

665.3%0.3

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“”

????

6.1

20201230

A2025630

A

5%“1 A

AA

2 A

3 2

A

202125202125-

202685

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2025

AA

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AA4 2

A

202125

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(1)25%

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2025

(1)25%

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A

A

202125

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202125

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2025

AA

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202125

202125

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9.98%

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2025

6.2

6.3

6.3.1

202542220242025

2025 2025

119.6524.44

32.707.90

18.050.00

8.003.16

2.001.50

2.440.000634

9.001.45

10.002.95

5.000.00

2.000.00

10.004.00

2.000.00

13.002.48

21.824.37

10.002.00

2.002.00

2.000.00

2.000.00

8.804.30

5.351.00

3.203.20

????

2025 2025

6.590.00

2.640.00

2.500.00

47.593.50

45.003.50

33.142.00

23.002.00

1.000.00

2.280.00

5.000.00

15.005.10

2.000.00

70.008.00

60.000.00

230.002.43

96.001.95

30.000.17

25.000.00

30.000.00

60.006.10

50.000.00

10.000.00

6.500.00

80.0020.72

3.000.00

80.0018.51

224.000.00

125.0019.00

30.002.25

5.000.00

15.000.86

152.005.96

25.000.00

152.500.00

6.450.32

12.00

????

2025

6.3.2

6.3.3

6.3.4

6.3.5

6.3.6

6.4

202520252024

6.5

6.5.1

6.5.2

6.6

202563095.92

????

6.7

6.8

6.9

6.10

6.11

2025

6.12

2025

2025

6.13

D240D2322024

??

2025

7.1

7.1.1

3,474,583,227A1,895,562,415H1,579,020,812

20241231(+, -)2025630

(%)(%)

19,626,5440.56-3,463,381-3,463,38116,163,1630.47

3 19,626,5440.56-3,463,381-3,463,38116,163,1630.4719,626,5440.56-3,463,381-3,463,38116,163,1630.47

3,454,943,03799.443,477,0273,477,0273,458,420,06499.531 1,875,922,22553.993,477,0273,477,0271,879,399,25254.09

3 1,579,020,81245.451,579,020,81245.44

3,474,569,58110013,64613,6463,474,583,227100

122,914,3523.54%180,1530.01%

7.1.2

2022930“”A“”13,6463,474,569,5813,474,583,227

7.1.3

2021A1,548,033,993123616,163,1632025123

??

7.2

7.2.1

34,192A33,176H1,016

7.2.2

(%)

11,172,842,70233.75H250,750–2496,316,72714.28A+H–3458,574,85313.20H–4295,335,8028.50A–5294,818,9328.49A+H122,000,0006240,463,6506.92H–7217,570,1506.26H–8174,852,0885.03A–9171,239,6984.93A-100,000–1084,823,5002.44H–

??

2025

(1) H

H

(2) A421,750,727H74,566,000

A347,443,655843,760,38224.28%

(3) A129,564,932H165,254,000294,818,9328.49%

(4) H240,463,6506.92%

(5) H150,000,000H67,570,150H217,570,1506.26%

(6) A174,852,088A2,259,601A177,111,6895.10%

(7) H84,823,500

A1,934,94986,758,4492.50%(8)

??

1300,466

2026264,3852027221,46320292214,618

64,385607296

2288,734

2026261,8712027220,62520292206,238

61,871607296

3276,811

2026259,3162027219,77320292197,722

59,316607296

4226,459

2026248,5262027216,17720292161,756

48,526607296

5186,828

2026240,0342027213,34620292133,448

40,034607296

6173,452

2026237,1672027212,39220292123,893

37,167607296

7161,247

2026234,5522027211,51920292115,176

34,552607296

8151,615

2026232,4882027210,83120292108,296

32,488607296

??

2025

9150,482

2026232,2452027210,75120292107,486

32,245607296

10138,625

2026229,704202729,9042029299,017

29,704607296

7.2.3

30%

??

7.2.45%

2004227100.00

A421,750,727H74,566,000

A347,443,655843,760,38224.28%19475162.0024826H458,574,85313.20%

2003111821.652

A295,335,8028.50%843,760,38224.28%

??

2025

199712120101145.21

“”

A129,564,932H165,254,000294,818,9328.49%122,000,000A1984

416199711115.755631509

H240,463,6506.92%

??

200234

117.52100127282930

H150,000,000H67,570,150H217,570,1506.26%20069121002A174,852,088A2,259,601A177,111,6895.10%

7.2.5

20121119111BCD

H84,823,500A1,934,94986,758,4492.50%

??

2025

7.2.6

(%)

(%)

(1)

H458,574,85329.0413.20

(1)

H458,574,85329.0413.20

(1)

H458,574,85329.0413.20

(1)

H 458,574,85329.0413.20(1)

H458,574,85329.0413.20(1)

H458,574,85329.0413.20HSBC International Trustee Limited

(2)

H458,574,85329.0413.20(3)

A760,902,48840.1421.90

H74,566,0004.722.15(3)

A421,750,72722.2512.14

H74,566,0004.722.15

(4)

H240,463,65015.236.92

(4)

H240,463,65015.236.92(5)

A129,564,9326.843.73

H165,254,00010.474.76(5)

H165,254,00010.474.76(5)

H165,254,00010.474.76(6)

H150,000,0009.504.32

H67,570,1504.281.94

(7)

A174,852,0889.225.03

A2,259,6010.120.07(8)

A10,068,6310.530.29

A295,335,80215.588.50(8)

A295,335,80215.588.50

H84,823,5005.372.44

(1) 458,574,853H

74.37%43.09%

??

(2) 39.49%

(1)

(3) 421,750,727A

74,566,000H

21,211A10,068,631A295,335,802A16,129,476A4,571,761A145,837A913,859

A12,777A629,499A914,351A1,115,782A9,143,525A

149,250A136,57112,679A

(4) 240,463,650H

(5) 129,564,932A165,254,000H

(6) 150,000,000H67,570,150H

(7) A174,852,088

1,659,547A300,020A300,034A

(8) A10,068,631

A295,335,802

7.3

????????

2025

8.1

8.2

8.2.1

2024131202534

20253320253265020253

1.98%

2024131202534

2025332025653020251.85%5

“”

8.2.2

“”

8.3

8.3.1

202133020215202022329130A

129.842022414A

“”“113056”A

????????

“”

1130562022-03-232028-03-221000.20%

0.40%

1.00%

1.70%

2.50%

3.50%

1.32022-04-142022-09-30

2028-03-22

8.3.2

28,144

(%)

1,912,606,00014.711,578,234,00012.141,061,394,0008.17

574,097,0004.42

535,218,0004.12355,582,0002.74018LCT001258,009,0001.98

213,784,0001.64208,636,0001.60194,285,0001.49

????????

2025

8.3.3

12,999,304,000135,00012,999,169,000

8.3.4

20229302028322831,000A

135,000

13,64677,888(%)0.0022

12,999,169,000(%)99.9936

8.3.5

A

????????

“”

202272810.892022720

2021

202372010.502023713

2022

202471910.092024713

2023

20251249.922025118

2024

20256109.67202564

2024

9.67

8.3.6

“”20223A2025520A2025

“AAA”“”“AAA”“”

????????

2025

9.1

9.1.1

19709

202312202432024319792

2023720239202311

3,2003,20019708

202462025220241120241119528 20077

20077

9,8009,8001986122024519843202571975620257197682019419691020257198112023121962620252196412025419707202541960520254–

1956920203202541956320203202541952122020320254196982020520252

????????

9.1.2

197992019519671020191265,62565,62519661220247144,585144,58519781220191219564201661954102018519745201912

9.1.3

19792

2023720239202311

3,2003,20019708

202462025220241120241119749 202412

2025419794 20247

202411197411 20248

20241219799

20249

202412

20252

197711 20256

20241120256

????????

2025

9.2

9.2.1

1989820114

20229201982023720155

9.2.2

(1976)

DSGI (1) LimitedDSLI (2) LimitedDSLI (BVI) (1) Limited(1931)

CEO

????????

????????

2025

9.3

9.3.1

202522420252620252203.09D202522520252183.09D20252252025425

20254620254213.09D202542520257152025882025711

3.09D

????????

9.3.2

2025627

9.3.3

202522420252320254292025512025612

9.4

2025630352C3

(%)

A3,2000.00009 A9,8000.00028

A65,6250.00189

A144,5850.00416

2025630XV

????????

2025

9.5

C3

9.6

20256305,3655,15296.03%12939401180鈊11565

(%)

79314.785009.322,59448.352414.491,23723.06

98218.304,17077.73

2133.97301,04119.4031-402,79452.0841-501,03219.24514989.28

2,30542.963,06057.04

5,365100.00

????????

9.7

61,1084,300.695211269270.221538246188.90

“”1472,6093,928.05

14452481.36

2131812386428.83

?B4387295235.60

1995,3659,833.65

?????

2025

10.1

10.1.1

“”

“”90075030%

“”

“+”4,500

1.7

ESGESG

?????

10.1.2

“”

“”

“”

?????

2025

10.2

“”2025630481.7133.89

146.2221.95

“”“+”

“++”“”“”“”

“++”

“”

“”“”“”“++”

“鏸”“++”“”“e”

“”“”“”“”“”“”

?????

10.3

10.3.1

2016

“”“”“”

10.3.2

“”

202578969788.34%445.58%25

3.17%232.91%

???

2025

11.1

C1

11.2

11.2.1

202542220242024

20242024202420242025202520252025

???

11.2.2

92024

20242025202446

2024202420242024202438

11.2.3

20242024202420242024

20241231202420248

???

2025

11.3

“”2024122020242024

101.66576,778,599.7520242025124202542220242024

102.48861,696,051.542024202561020241,438,474,651.2930.01%2025

11.4

“”2025“”“”2025“”

“”“”

“”1,40090

“”“”470

“e”“e”35%

???

“”“33618”

“”“”

“416”“”“”“”“”

“”ESG“”“+”

“鏸”

9.75%“”4,0003050

2657.83%“456”

7.0“e”APP10%20%“

”10%“”22%“”5,000

“”“”“”“”“

”5“”10156“”“”

“”

???

2025

“”“”2024202510076240440“”“+”“+”“+”

“”202516202420242024

?

12.1101

12.2118

12.3276

??

2025

(2025)70023001_B05

“”20256302025630

2101

2025822

??2025?6?30? ????

2025

20241231

33,676,13434,510,468

8,099,2925,997,932

6,876,81411,668,343

620,72044,443

27,823,75016,801,936

486,191,966427,263,845

71,187,49764,680,693

220,902,683169,427,008

112,458,644113,677,997

149,497122,115

3,307,8043,173,826

3,094,7952,650,441

248,640247,591

186,755204,156

804,387811,925

61,06341,914

4,647,7344,210,831

3,027,1631,106,376

983,365,338856,641,840

??2025?6?30? ????

2025

20241231

80,035,31854,465,361

17,055,972983,134

64,613,70155,074,213534,768590,361

137,2097,240

4,788,5728,897,728

544,135,783474,116,904

779,446920,995

696,421427,209

198,064,017191,559,600

239,601209,194172,377189,494

6,619,9225,436,489

917,873,107792,877,922

3,474,5833,474,569

8,071,2468,071,2576,999,5946,999,594

7,734,2927,734,021

1,818,8622,502,023

5,328,0225,328,022

9,176,7788,597,970

27,112,09825,363,111

62,715,88161,070,973

2,776,3502,692,945

65,492,23163,763,918

983,365,338856,641,840

????2025?6?30? ????

2025

20241231

33,621,55634,457,306

5,722,7362,659,913

7,585,20712,272,586

620,72044,443

27,721,75016,594,629

434,445,223383,937,822

69,120,27162,109,063

220,902,683169,427,008

112,458,644113,677,997

149,497122,115

4,937,9264,803,948

2,434,9492,472,385

248,640247,591

181,669198,206

789,820797,245

61,06341,914

4,014,4563,598,864

580,141962,102

925,596,951808,425,137

????2025?6?30? ????

2025

20241231

80,035,31854,465,361

17,233,0871,235,087

19,038,23917,011,757

137,2097,240

2,342,1827,483,053

543,319,632473,384,884

736,405860,456

591,564320,665

198,064,017191,559,600

239,601209,194160,779177,554

2,265,5011,833,265

864,163,534748,548,116

3,474,5833,474,569

8,071,2468,071,2576,999,5946,999,594

7,729,8267,729,555

1,818,8622,502,023

5,324,0345,324,034

8,802,4058,277,801

26,212,46124,497,782

61,433,41759,877,021

925,596,951808,425,137

????2025?6?30????? ????

20252024

15,369,93814,401,847

(9,507,298)(9,177,803)

5,862,6405,224,044

469,950626,910

(105,183)(115,916)

364,767510,994

1,586,4191,590,154133,978206,130

532,996

3,478(7,800)

15,38744,817

(226,300)(232,039)31,82714,80521,18913,066

7,659,4077,158,041

(96,649)(97,370)

(1,838,785)(1,725,287)

(1,914,938)(1,621,884)(2,972)(24,895)(8,232)

(3,875,267)(3,455,745)

3,784,1403,702,296

1,5422,071

(564)(3,760)

3,785,1183,700,607

(390,935)(490,340)

3,394,1833,210,267

3,189,5033,026,280204,680183,987

3,394,1833,210,267

??

??2025?6?30????? ????

20252024

(683,161)825,642(683,161)825,642

(703,397)921,415

(574)(115,123)20,53719,142

(683,161)825,642

2,711,0224,035,909

2,506,3423,851,922204,680183,987

2,711,0224,035,909

0.92

0.87

0.71

0.68

??????2025?6?30????? ????

20252024

14,082,94213,107,627

(9,034,542)(8,667,712)

5,048,4004,439,915

469,948626,904

(100,215)(114,446)

369,733512,458

1,698,7041,676,999133,978206,130

532,996

3,478(7,938)

15,38744,725

(217,282)(242,872)31,82714,8051,350

6,951,5976,438,912

(93,791)(94,519)

(1,774,742)(1,656,570)

(1,726,521)(1,332,162)

(10)(1,286)(428)

(3,596,340)(3,083,689)

3,355,2573,355,223

1,1171,616

(560)(2,167)

3,355,8143,354,672

(254,823)(424,560)

3,100,9912,930,112

????

??2025?6?30????? ????

20252024

(683,161)825,642

(703,397)921,415

(574)(115,123)

20,53719,142

(683,161)825,642

2,417,8303,755,754

????2025?6?30????? ????

28293047313233

20241231

3,474,5696,999,5941,071,6637,734,0212,502,0235,328,0228,597,97025,363,1112,692,94563,763,918

2025630

14–(11)106–––––109

–––165–––––165–––––––3,189,503204,6803,394,183––––(683,161)––––(683,161)

––––(683,161)––3,189,503204,6802,711,022

–––––––(861,708)(121,275)(982,983)––––––578,808(578,808)––

2025630

3,474,5836,999,5941,071,6527,734,2921,818,8625,328,0229,176,77827,112,0982,776,35065,492,231

????2025?6?30????? ????

28293047313233

20231231

3,474,5626,999,5941,071,6707,734,9791,146,7154,848,7407,879,26923,762,2052,381,69359,299,427

2024630

3–(3)60–––––60–––––––3,026,280183,9873,210,267––––825,642––––825,642

––––825,642––3,026,280183,9874,035,909

–––––––(1,417,623)(91,140)(1,508,763)––––––718,701(718,701)––

2024630

3,474,5656,999,5941,071,6677,735,0391,972,3574,848,7408,597,97024,652,1612,474,54061,826,633

??????2025?6?30????? ????

28293047313233

202412313,474,5696,999,5941,071,6637,729,5552,502,0235,324,0348,277,80124,497,78259,877,021

2025630

14–(11)106––––109–––165––––165–––––––3,100,9913,100,991––––(683,161)–––(683,161)

––––(683,161)––3,100,9912,417,830

–––––––(861,708)(861,708)––––––524,604(524,604)–

20256303,474,5836,999,5941,071,6527,729,8261,818,8625,324,0348,802,40526,212,46161,433,417

??????2025?6?30????? ????

28293047313233

202312313,474,5626,999,5941,071,6707,728,7471,146,7154,844,7527,597,83223,182,61356,046,485

2024630

3–(3)60––––60–––––––2,930,1122,930,112––––825,642–––825,642

––––825,642––2,930,1123,755,754

–––––––(1,417,623)(1,417,623)––––––679,969(679,969)–

20246303,474,5656,999,5941,071,6677,728,8071,972,3574,844,7528,277,80124,015,13358,384,676

??????2025?6?30????? ????

20252024

25,102,513–84,074,56328,909,46511,365,96010,541,647608,127715,5831,332,5081,311,717

122,483,67141,478,412

–(948,118)(7,135,637)(3,581,563)(3,904,412)(37,640,123)(62,299,968)(28,348,789)(1,291,322)(418,933)(4,810,327)(5,022,187)(105,183)(115,916)(1,291,892)(1,295,196)(1,104,394)(1,211,336)(447,017)(810,674)

(82,390,152)(79,392,835)

40,093,519(37,914,423)

47,596,37854,886,740

5,76826,5735,621,3205,656,715

53,223,46660,570,028

(97,947,323)(27,262,448)

(707,904)(297,823)

(98,655,227)(27,560,271)

(45,431,761)33,009,757

????

??2025?6?30????? ????

20252024

70,042,60175,775,687

70,042,60175,775,687

(65,110,000)(74,920,000)(43,964)(38,917)(1,495,965)(94,416)(516,966)(439,148)

(67,166,895)(75,492,481)

2,875,706283,206

(1,693)(4,748)

(2,464,229)(4,626,208)16,269,84219,302,429

13,805,61314,676,221

????????2025?6?30????? ????

20252024

25,102,513–83,920,21027,931,97810,049,4919,313,123608,125715,5771,254,8321,077,139

120,935,17139,037,817

–(948,118)(5,770,358)(3,328,113)(12,546,284)(41,607,023)(53,820,031)(25,194,488)(1,218,502)(413,566)(4,450,565)(4,575,967)(100,215)(114,446)(1,231,064)(1,231,343)(941,273)(1,103,163)(445,365)(647,167)

(80,523,657)(79,163,394)

40,411,514(40,125,577)

47,596,37854,886,740

5,74426,0985,747,5455,751,575

53,349,66760,664,413

(97,947,323)(27,262,448)(198,760)(294,250)

(98,146,083)(27,556,698)

(44,796,416)33,107,715

??????

??2025?6?30????? ????

20252024

70,042,60175,775,687

70,042,60175,775,687

(65,110,000)(73,420,000)(43,393)(38,480)(1,413,627)–(516,966)(379,898)

(67,083,986)(73,838,378)

2,958,6151,937,309

(1,693)(4,748)

(1,427,980)(5,085,301)12,922,07218,738,882

11,494,09213,653,581

????2025?6?30????? ????

“”[1996]1403711998330[1998]48“”200781“”[2007]325

“”2013116202125

“”2025630199

“”

2025822

??

??2025?6?30????? ????

“”32“”3

2024

20242025630202516

25% 6%9%13% 3%

5%7%

3%2%

???????

????2025?6?30????? ????

1.

2025

20241231

717,410887,91628,520,12227,773,6004,428,1015,837,298

33,665,65134,498,844

10,48311,624

33,676,13434,510,468

2025

20241231

715,942885,71628,480,71727,738,2044,414,3965,821,732

33,611,07334,445,682

10,48311,624

33,621,55634,457,306

20256305.5%202412316%4%202412314%

??

??2025?6?30????? ????

2.

2025

20241231

6,824,9464,299,296921,3251,451,247350,710252,177

8,096,9816,002,720

4,2801,119(1,969)(5,907)

8,099,2925,997,932

2025

20241231

4,447,168956,673921,3251,451,247350,710252,177

5,719,2032,660,097

4,280

(747)(565)

5,722,7362,659,913

2025630202412311

???????

??

??2025?6?30????? ????

3.

2025

20241231

465,3091,027,9416,299,4859,499,487214,7581,171,031

6,979,55211,698,459

51,329124,460(154,067)(154,576)

6,876,81411,668,343

2025

20241231

465,3091,027,9416,999,48510,099,487214,7581,171,031

7,679,55212,298,459

59,771128,755(154,116)(154,628)

7,585,20712,272,586

2025630202412313199,000153,5291

????2025?6?30????? ????

4.

2025630

45,751,6134,543(5,661)

2,797,30712,396(11,738)2,421,817135,247(119,410)3,335,437467,544–146,942990(400)

54,453,116620,720(137,209)

20241231

40,090,7274,589(5,118)

2,021,41336,708(238)805,7741,318–82,1751,828(1,884)

43,000,08944,443(7,240)

???????

????2025?6?30????? ????

5.

2025

20241231

3,410,8752,147,35324,410,77014,656,224

27,821,64516,803,577

5,592

(3,487)(2,398)

27,823,75016,801,936

2025

20241231

3,410,8752,147,35324,308,77014,448,924

27,719,64516,596,277

5,592

(3,487)(2,398)

27,721,75016,594,629

2025630202412311

??

??2025?6?30????? ????

6.

2025

20241231

477,235,834410,621,08321,409,25027,674,398

498,645,084438,295,481

2,025,1072,320,880(14,478,225)(13,352,516)

486,191,966427,263,845

2025

20241231

423,267,696365,163,60321,409,25027,674,398

444,676,946392,838,001

1,259,8231,657,745(11,491,546)(10,557,924)

434,445,223383,937,822

???????

????2025?6?30????? ????

6.(a)

202563020241231

%%

129,472,82132.45104,653,88030.7296,218,14824.1178,857,68923.1536,630,9109.1831,345,4009.2035,300,2058.8530,259,4858.8829,221,5397.3224,890,4117.319,724,3832.4410,112,8812.979,373,5852.357,000,8432.057,496,4931.885,670,1571.664,822,1541.214,219,3951.244,681,5401.172,650,4920.783,707,3370.933,288,4760.973,238,7130.792,560,0660.752,343,1600.591,998,7700.591,740,1310.441,777,1300.521,476,9310.371,352,2800.40784,4580.20691,1590.20774,2080.191,045,5550.31624,3550.16621,1440.187,0000.008,0000.0021,409,2505.3727,674,3988.12

399,047,321100.00340,677,611100.00

38,211,17838.3739,282,72040.2421,642,41621.7321,660,11322.1919,709,69619.7821,956,01322.4920,034,47320.1214,719,02415.08

99,597,763100.0097,617,870100.00

2,025,1072,320,880

500,670,191440,616,361

??

??2025?6?30????? ????

6.

(a)

202563020241231

%%

102,559,96029.6983,074,80628.1291,909,15426.6174,017,97225.0533,858,3389.8028,611,6589.6833,786,2009.7828,598,8129.6820,615,6995.9716,764,3875.689,720,3832.8110,108,6813.426,194,4391.794,888,6161.655,753,4211.674,339,2291.474,488,0881.304,083,9311.383,231,3140.932,552,6660.862,231,9330.651,824,7540.622,198,9630.641,885,9700.642,169,0740.631,736,2820.591,714,5780.501,749,2760.591,411,5230.411,273,4020.43782,6580.23689,2590.23715,9000.211,015,7710.34620,1650.18616,9540.217,0000.008,0000.0021,409,2506.2027,674,3989.36

345,378,040100.00295,514,824100.00

38,211,17838.4839,282,72040.3721,361,17521.5121,384,74421.9719,709,69619.8521,956,01322.5620,016,85720.1614,699,70015.10

99,298,906100.0097,323,177100.00

1,259,8231,657,745

445,936,769394,495,746

???????

????2025?6?30????? ????

6.

(b)

2025

20241231

381,166,541334,655,35543,778,93938,093,36225,397,60123,870,01648,302,00341,676,7482,025,1072,320,880

500,670,191440,616,361

2025

20241231

327,870,710289,859,88543,778,93938,093,36224,725,29323,208,00648,302,00441,676,7481,259,8231,657,745

445,936,769394,495,746

(c)

2025

20241231

258,876,276208,159,317100,637,99596,631,08998,946,95887,988,99140,183,85545,516,0842,025,1072,320,880

500,670,191440,616,361

??

??2025?6?30????? ????

6.(c)

2025

20241231

215,071,674171,596,006100,040,67996,009,92291,159,50780,612,52338,405,08644,619,5501,259,8231,657,745

445,936,769394,495,746

(d)

2025630

1,438,0091,697,0371,378,41260,1674,573,625

915,492375,546104,48822,7171,418,243338,662837,263488,61134,9911,699,527

45,139113,6207,010–165,769

2,737,3023,023,4661,978,521117,8757,857,164

20241231

1,774,6721,768,4591,170,05474,6684,787,853

618,706228,279234,1695,5371,086,691281,999843,650334,71732,6401,493,006156,1804,15074,270–234,600

2,831,5572,844,5381,813,210112,8457,602,150

???????

????2025?6?30????? ????

6.

(d)

2025630

1,434,3071,697,0061,375,43259,9644,566,709769,504200,17388,05922,1531,079,889335,005834,894488,57734,7791,693,255

45,139113,6207,010–165,769

2,583,9552,845,6931,959,078116,8967,505,622

20241231

1,770,4691,765,8691,169,58974,4674,780,394

456,182196,312218,9975,096876,587280,192841,900334,64332,4151,489,150156,1804,15074,270–234,600

2,663,0232,808,2311,797,499111,9787,380,731

????2025?6?30????? ????

6.(e)

(1)

202412313,227,2272,488,3694,376,68510,092,2811,799,781––1,799,781

77,724883,225(274,396)686,553(641,640)(251,957)(923,525)(1,817,122)

––(617,663)(617,663)

(89,673)89,673––

(2,261)–2,261–

143,791(143,791)––

–(298,933)298,933–

4,017–(4,017)–

–123,715(123,715)–––628,309628,309––(31,950)(31,950)

20256304,518,9662,890,3013,330,92210,740,189

202312312,546,2292,246,6854,736,8009,529,714

1,826,722––1,826,722(445,484)1,169,2331,115,0841,838,833(1,013,485)(376,089)(318,243)(1,707,817)

––(1,863,591)(1,863,591)12(62,181)62,181––13(9,730)–9,730–21332,905(332,905)––23–(547,307)547,307–3152,251–(52,251)–32–266,571(266,571)–

––517,488517,488

––(49,068)(49,068)

202412313,227,2272,488,3694,376,68510,092,281

???????

????2025?6?30????? ????

6.(e)(1)

202412311,782,8521,405,0994,138,5587,326,5091,091,635––1,091,635533,593613,035(320,439)826,189(365,785)(186,048)(888,385)(1,440,218)

––(617,663)(617,663)

(63,205)63,205––

(2,261)–2,261–

113,768(113,768)––

–(235,710)235,710–

4,017–(4,017)–

–8,231(8,231)–––627,560627,560––(31,950)(31,950)

20256303,094,6141,554,0443,133,4047,782,062

202312311,436,2181,434,6004,478,9737,349,791

950,895––950,895(365,927)714,9701,082,3301,431,373(530,546)(222,566)(257,231)(1,010,343)

––(1,859,049)(1,859,049)12(39,189)39,189––13(6,433)–6,433–21285,583(285,583)––23–(542,082)542,082–3152,251–(52,251)–32–266,571(266,571)–

––512,910512,910

––(49,068)(49,068)

202412311,782,8521,405,0994,138,5587,326,509

????2025?6?30????? ????

6.(e)

(1)

20241231753,8571,010,0291,496,3493,260,235306,191––306,19180,675379,252606,7641,066,691(219,181)(99,353)(109,362)(427,896)

––(577,769)(577,769)

(48,934)48,934––

(29,876)–29,876–

80,626(80,626)––

–(275,993)275,993–

7,928–(7,928)–

–65,173(65,173)–––149,013149,013––(38,429)(38,429)

2025630931,2861,047,4161,759,3343,738,036

20231231610,247908,9471,090,5182,609,712

385,104––385,104(13,601)643,9621,291,2191,921,580(290,684)(224,113)(149,757)(664,554)

––(1,185,756)(1,185,756)12(38,717)38,717––13(33,587)–33,587–21123,987(123,987)––23–(255,122)255,122–3111,108–(11,108)–32–21,625(21,625)–

––221,968221,968

––(27,819)(27,819)

20241231753,8571,010,0291,496,3493,260,235

???????

????2025?6?30????? ????

6.(e)(1)

20241231733,0161,007,0911,491,3083,231,415300,100––300,100

80,611377,859607,2671,065,737(213,964)(98,330)(108,990)(421,284)

––(570,252)(570,252)

(48,642)48,642––

(29,759)–29,759–

80,476(80,476)––

–(275,239)275,239–

7,928–(7,928)–

–65,173(65,173)–––142,197142,197––(38,429)(38,429)

2025630909,7661,044,7201,754,9983,709,484

20231231591,162904,9401,077,4012,573,503

375,587––375,587

(14,078)642,2801,295,0871,923,289(283,297)(221,807)(148,655)(653,759)

––(1,165,768)(1,165,768)12(38,192)38,192––13(33,261)–33,261–21123,987(123,987)––23–(254,152)254,152–3111,108–(11,108)–32–21,625(21,625)–

––206,382206,382

––(27,819)(27,819)

20241231733,0161,007,0911,491,3083,231,415

??

??2025?6?30????? ????

6.

(e)

(2)

2024123136,724––36,72421,070––21,070––––(36,724)––(36,724)

202563021,070––21,070

2023123165,761––65,761

36,724––36,724(65,761)––(65,761)

2024123136,724––36,724

???????

??

??2025?6?30????? ????

6.(f)

(1)

20241231297,315,2189,166,6126,521,383313,003,213130,010,947––130,010,947(61,287,576)(1,017,399)(1,778,264)(64,083,239)

––(761,602)(761,602)––(531,248)(531,248)

(6,841,149)6,841,149––

(201,396)–201,396–

580,776(580,776)––

–(881,037)881,037–

8,240–(8,240)–

–134,132(134,132)–2025630359,585,06013,662,6814,390,330377,638,071

20231231231,678,26411,621,9997,097,810250,398,073

155,954,301––155,954,301

(87,646,107)(2,691,530)(487,144)(90,824,781)

––(665,540)(665,540)

––(1,858,840)(1,858,840)12(3,990,359)3,990,359––13(564,830)–564,830–211,807,949(1,807,949)––23–(2,374,624)2,374,624–3176,000–(76,000)–32–428,357(428,357)–20241231297,315,2189,166,6126,521,383313,003,213

??

??2025?6?30????? ????

6.

(f)(1)

20241231254,766,0576,849,8606,224,509267,840,426112,218,356––112,218,356(52,214,957)(872,360)(1,709,825)(54,797,142)

––(761,602)(761,602)––(531,248)(531,248)

(5,896,006)5,896,006––

(201,396)–201,396–

517,586(517,586)––

–(745,398)745,398–

8,240–(8,240)–

–16,177(16,177)–2025630309,197,88010,626,6994,144,211323,968,790

20231231193,914,0489,594,3766,775,524210,283,948

132,985,819––132,985,819

(70,237,666)(2,260,116)(411,721)(72,909,503)

––(665,540)(665,540)

––(1,854,298)(1,854,298)12(3,157,934)3,157,934––13(526,659)–526,659–211,712,449(1,712,449)––23–(2,358,242)2,358,242–3176,000–(76,000)–32–428,357(428,357)–20241231254,766,0576,849,8606,224,509267,840,426

???????

????2025?6?30????? ????

6.(f)(1)

2024123191,939,5013,015,8792,662,49097,617,87022,069,425––22,069,425(18,960,862)(312,935)(222,333)(19,496,130)

––(20,335)(20,335)––(573,067)(573,067)

(1,498,007)1,498,007––

(516,627)–516,627–

307,592(307,592)––

–(780,612)780,612–

13,916–(13,916)–

–118,838(118,838)–202563093,354,9383,231,5853,011,24099,597,763

2023123190,242,6032,796,4741,910,85194,949,928

37,150,559––37,150,559(32,225,556)(733,214)(326,460)(33,285,230)

––(16,292)(16,292)

––(1,181,095)(1,181,095)12(2,076,233)2,076,233––13(1,563,254)–1,563,254–21391,999(391,999)––23–(768,734)768,734–3119,383–(19,383)–32–37,119(37,119)–2024123191,939,5013,015,8792,662,49097,617,870

??

??2025?6?30????? ????

6.

(f)

(1)

2024123191,671,7443,001,1732,650,26097,323,17721,901,894––21,901,894(18,810,538)(307,823)(221,919)(19,340,280)

––(20,335)(20,335)––(565,550)(565,550)

(1,489,584)1,489,584––

(513,247)–513,247–

306,841(306,841)––

–(776,844)776,844–

13,916–(13,916)–

–118,838(118,838)–202563093,081,0263,218,0872,999,79399,298,906

2023123190,025,8332,776,4201,890,20594,692,458

36,881,303––36,881,303(32,026,293)(721,674)(325,218)(33,073,185)

––(16,292)(16,292)

––(1,161,107)(1,161,107)12(2,065,198)2,065,198––13(1,555,283)–1,555,283–21391,999(391,999)––23–(763,891)763,891–3119,383–(19,383)–32–37,119(37,119)–2024123191,671,7443,001,1732,650,26097,323,177

???????

??

??2025?6?30????? ????

6.(f)

(2)

2024123127,674,398––27,674,39821,406,392––21,406,392(27,674,398)––(27,674,398)

2,858––2,858

202563021,409,250––21,409,250

2023123144,852,396––44,852,396

27,716,469––27,716,469(44,852,396)––(44,852,396)

(42,071)––(42,071)

2024123127,674,398––27,674,398

??

??2025?6?30????? ????

7.

2025

20241231

1,844,4481,328,6576,645,0784,076,268158,19921,0772,600,6393,118,73315,797,73911,363,2088,790,2088,714,523

(a)

2,886,2442,885,840(b)

3,914,3315,183,07624,620,54024,752,7441,018,7551,008,7362,911,3162,227,831

71,187,49764,680,693

2025

20241231

1,796,204476,212582,035740,60415,549,64210,761,6965,039,2825,916,825

(a)

4,739,2442,885,840(b)

3,914,3315,183,07633,724,52232,908,2431,018,7551,008,7362,756,2562,227,831

69,120,27162,109,063

???????

??

??2025?6?30????? ????

7.(a)

2025

20241231

2,296,7482,341,918589,496543,922

2,886,2442,885,840

2025

20241231

2,296,7482,341,9182,442,496543,922

4,739,2442,885,840

(b)

2025

20241231

3,914,3315,183,076

????2025?6?30????? ????

8.

2025

20241231

126,119,277109,494,97840,319,35726,749,399535,285535,5571,200,000600,00038,067,95311,685,048(a)

3,165,9963,658,996(b)

8,840,46613,046,7561,430,0002,120,000

219,678,334167,890,7342,388,2992,453,406(1,163,950)(917,132)

220,902,683169,427,008

(a)

2025

20241231

2,329,8152,622,815650,800850,800185,381185,381

3,165,9963,658,996

???????

????2025?6?30????? ????

8.

(b)

2025

20241231

5,4005,500463,816463,846

469,216469,346

928,2501,141,2507,443,00011,436,160

8,371,25012,577,410

8,840,46613,046,756

20241231177,190215,527524,415917,13264,429––64,429(12,414)1,017228,084216,687(32,957)(241)(1,100)(34,298)

–(38,746)38,746–2025630196,248177,557790,1451,163,950

20231231275,020252,447861,6231,389,090

33,322––33,322(20,142)60,964(129,754)(88,932)(111,010)(97,884)(5,580)(214,474)

––(201,874)(201,874)20241231177,190215,527524,415917,132

????2025?6?30????? ????

8.

20241231165,673,0381,459,400758,296167,890,73469,387,573––69,387,573(17,588,373)(600)(11,000)(17,599,973)

–(230,800)230,800–2025630217,472,2381,228,000978,096219,678,334

20231231155,057,1112,084,0001,023,612158,164,723

48,027,281––48,027,281(37,411,354)(624,600)(15,942)(38,051,896)

––(249,374)(249,374)20241231165,673,0381,459,400758,296167,890,734

???????

??

??2025?6?30????? ????

9.

2025

20241231

15,850,87018,102,81519,142,09515,803,8184,924,9974,939,4178,166,3097,590,87662,676,46465,457,484

110,760,749111,894,4241,697,8951,783,573

112,458,644113,677,997

149,497122,115

????2025?6?30????? ????

9.

2025

20241231

110,760,735111,894,410109,371,382109,523,0571,389,3532,371,3531,697,8951,783,573(835,753)(820,864)

––110,760,749111,894,424109,371,396109,523,0711,389,3532,371,3531,697,8951,783,573(835,753)(820,864)

2025

20241231

149,497122,1158,6008,600140,897113,515

???????

????2025?6?30????? ????

9.

20241231157,254–663,610820,864

32,839––32,839(21,938)–36,39014,452(32,402)––(32,402)2025630135,753–700,000835,753

20231231255,1026,430663,610925,142

59,434––59,434(83,941)––(83,941)(73,341)(6,430)–(79,771)20241231157,254–663,610820,864

20256303700,000

700,0001202412313700,000663,610

??

??2025?6?30????? ????

10.

2025

20241231

3,307,8043,173,826

2025

20241231

1,727,6151,727,6153,307,8043,173,826(97,493)(97,493)

4,937,9264,803,948

(a)

20241231

2025

鈊1,530,0001,530,000––1,530,000126,22551.00%219,615100,122––100,122–69.09%

1,746,5001,630,122––1,630,122126,225

20231231

20241231

鈊1,530,0001,530,000––1,530,00094,86051.00%

219,61597,0073,115–100,122–69.09%

1,746,5001,627,0073,115–1,630,12294,860

2017323鈊30

15.351%

201155“”110,00022,00020%202012194,50066.72%2024113,1152.37%69.09%324,500

???????

????2025?6?30????? ????

10.(b)

20241231

2025

655,1422,122,44699,392––2,221,83815.53%379,0241,051,38034,586––1,085,9664.97%

1,034,1663,173,826133,978––3,307,804

20231231

2024

1231

655,1421,819,612354,083–(51,249)2,122,44615.53%379,024998,55065,852–(13,022)1,051,3804.97%

1,034,1662,818,162419,935–(64,271)3,173,826

??

??2025?6?30????? ????

10.(b)

2015615“”154,00020168141,300,000205,27015.79%2017713

2,210,294338,34615.31%2018894,000,000655,142

15.53%

“”2017421

5,573,9754.97%379,024

55.7

???????

??

??2025?6?30????? ????

11.

202412313,262,8559,295825,128187,281178,1734,462,732

–22180,09313,526507,665601,505(7,831)–(10,224)(4,000)(45)(22,100)

(39,233)––––(39,233)

20256303,215,7919,516894,997196,807685,7935,002,904

20241231(1,081,939)(8,031)(522,991)(130,074)(64,794)(1,807,829)

(53,078)(240)(46,674)(10,715)(23,601)(134,308)5,808–9,9183,9022619,654

18,836––––18,836

2025630(1,110,373)(8,271)(559,747)(136,887)(88,369)(1,903,647)

(4,462)––––(4,462)

20256302,100,9561,245335,25059,920597,4243,094,795

202312313,342,0519,886714,838174,796118,9014,360,472

436–133,19223,47959,272216,379 15,614––––15,614

(33,094)(591)(22,902)(10,994)–(67,581) (62,152)––––(62,152)

202412313,262,8559,295825,128187,281178,1734,462,732

20231231(1,016,012)(8,145)(463,459)(122,535)(47,284)(1,657,435)

(109,289)(459)(81,700)(18,221)(17,510)(227,179)

21,09357322,16810,682–54,516 22,269––––22,269

20241231(1,081,939)(8,031)(522,991)(130,074)(64,794)(1,807,829)

20241231(4,462)––––(4,462)

202412312,176,4541,264302,13757,207113,3792,650,441

202312312,324,5391,741251,37952,26171,6172,701,537

??

??2025?6?30????? ????

11.

202412313,188,0877,836810,613185,6234,192,159

–22180,03113,49693,748(7,831)–(10,051)(4,000)(21,882)

(39,233)–––(39,233)

20256303,141,0238,057880,593195,1194,224,792

20241231(1,068,735)(6,613)(515,671)(128,755)(1,719,774)(51,870)(240)(45,645)(10,612)(108,367)

5,808–9,7523,90219,462

18,836–––18,836

2025630(1,095,961)(6,853)(551,564)(135,465)(1,789,843)

20256302,045,0621,204329,02959,6542,434,949

202312313,267,2838,427704,640173,1924,153,542

436–128,87523,425152,736 15,614–––15,614

(33,094)(591)(22,902)(10,994)(67,581) (62,152)–––(62,152)

202412313,188,0877,836810,613185,6234,192,159

20231231(1,005,226)(6,727)(457,742)(121,417)(1,591,112)

(106,871)(459)(80,097)(18,020)(205,447)

21,09357322,16810,68254,516 22,269–––22,269

20241231(1,068,735)(6,613)(515,671)(128,755)(1,719,774)

202412312,119,3521,223294,94256,8682,472,385

202312312,262,0571,700246,89851,7752,562,430

???????

??

??2025?6?30????? ????

11.

2025630134,308110,70723,6012024630111,296103,4927,804202563058,5902024123159,983

12.

2025

2024

247,591262,1741,0491,031–(15,614)

248,640247,591

????2025?6?30????? ????

13.

20241231361,941–361,94126,691–26,691(12,292)–(12,292)

2025630376,340–376,340

20241231(157,785)–(157,785)(44,092)–(44,092)12,292–12,292

2025630(189,585)–(189,585)

2025630186,755–186,755

20231231285,958–285,958

106,249–106,249

(30,266)–(30,266)

20241231361,941–361,941

20231231(115,925)–(115,925)

(71,790)–(71,790)29,930–29,930

20241231(157,785)–(157,785)

20241231204,156–204,156

???????

??

??2025?6?30????? ????

13.

20241231350,220–350,220

26,691–26,691(12,292)–(12,292)

2025630364,619–364,619

20241231(152,014)–(152,014)

(43,228)–(43,228)12,292–12,292

2025630(182,950)–(182,950)

2025630181,669–181,669

20231231274,605–274,605

105,108–105,108(29,493)–(29,493)

20241231350,220–350,220

20231231(111,408)–(111,408)

(70,099)–(70,099)29,493–29,493

20241231(152,014)–(152,014)

20241231198,206–198,206

2025630172,37720241231189,494

??

??2025?6?30????? ????

14.

20241231318,4981,358,2441,676,742

–95,32095,320–(142)(142)

2025630318,4981,453,4221,771,920

20241231(74,711)(790,106)(864,817)(3,653)(99,205)(102,858)–142142

2025630(78,364)(889,169)(967,533)

2025630240,134564,253804,387

20231231186,9231,079,9181,266,841

131,575283,835415,410

–(5,509)(5,509)

20241231318,4981,358,2441,676,742

20231231(67,186)(625,169)(692,355)

(7,525)(170,446)(177,971)

–5,5095,509

20241231(74,711)(790,106)(864,817)

20241231243,787568,138811,925

20231231119,737454,749574,486

???????

??

??2025?6?30????? ????

14.

20241231318,4981,335,1821,653,680

–93,85793,857–(142)(142)

2025630318,4981,428,8971,747,395

20241231(74,711)(781,724)(856,435)(3,653)(97,629)(101,282)–142142

2025630(78,364)(879,211)(957,575)

2025630240,134549,686789,820

20231231186,9231,058,1771,245,100

131,575277,005408,580

20241231318,4981,335,1821,653,680

20231231(67,186)(617,461)(684,647)

(7,525)(164,263)(171,788)

20241231(74,711)(781,724)(856,435)

20241231243,787553,458797,245

20231231119,737440,716560,453

????2025?6?30????? ????

15.

2025

2024

70,4278,27539,23362,152

109,66070,427

(28,513)(5,406)(18,836)(22,269)(1,248)(838)

(48,597)(28,513)

61,06341,914

???????

????2025?6?30????? ????

16.

2025

2024

4,210,8314,426,083

209,290226,349227,613(441,601)

4,647,7344,210,831

2025

2024

3,598,8644,103,849

187,979(63,384)227,613(441,601)

4,014,4563,598,864

????2025?6?30????? ????

16.

2025630

4,738,62118,954,483

67,177268,711482,2781,929,110

5,288,07621,152,304

(383,277)(1,533,108)(144,067)(576,268)(112,998)(451,991)

(640,342)(2,561,367)

4,647,73418,590,937

20241231

4,565,67418,262,697

8,35333,412510,3262,041,303

5,084,35320,337,412

(610,699)(2,442,797)(144,067)(576,268)(118,756)(475,022)

(873,522)(3,494,087)

4,210,83116,843,325

???????

????2025?6?30????? ????

16.

2025630

4,125,08916,500,357

75,847303,390452,5291,810,115

4,653,46518,613,862

(383,277)(1,533,108)(144,067)(576,268)(111,665)(446,660)

(639,009)(2,556,036)

4,014,45616,057,826

20241231

3,977,78415,911,136

19,27777,109473,8161,895,260

4,470,87717,883,505

(610,699)(2,442,797)(144,067)(576,268)(117,247)(468,986)

(872,013)(3,488,051)

3,598,86414,395,454

????2025?6?30????? ????

16.

20252024

172,756246,33158,82435,868(22,290)(78,676)

209,290203,523

20252024

147,114206,32156,57037,565(15,705)(63,733)

187,979180,153

???????

????2025?6?30????? ????

17.

2025

20241231

(a)

195,404335,739

(a)

(24,093)(21,259)139,334231,079

77,461131,46695,578176,245

(b)

2,122,87238,18585,82894,127330,984117,3363,7953,458

3,027,1631,106,376

2025

20241231

(a)

182,020326,733(a)

(21,493)(18,659)139,103230,820

77,461131,46695,578176,245

(b)

20,14320,14385,38493,4341,9451,920

580,141962,102

????2025?6?30????? ????

17.(a)

2025

20241231

105,537259,2151- 240,11615,3592- 310,2389,396

39,51351,769

195,404335,739(24,093)(21,259)

171,311314,480

2025

20241231

98,584256,4961-239,42514,2592-39,2677,736

34,74448,242

182,020326,733(21,493)(18,659)

160,527308,074

???????

????2025?6?30????? ????

17.(a)

202412314,32988016,05021,259

635––6357052213,41014,137

––(4,439)(4,439)(1,827)(64)(5,608)(7,499)

(25)25––

(58)–58–

–(274)274–20256303,75958919,74524,093

202312313,33232313,24616,901

1,463––1,463

(37)89513,04813,906

––(10,014)(10,014)

(299)(186)(512)(997)12(28)28––13(102)–102–23–(180)180–202412314,32988016,05021,259

??

??2025?6?30????? ????

17.

(a)

202412311,72988016,05018,659635––6357052213,41014,137

––(4,439)(4,439)(1,827)(64)(5,608)(7,499)

(25)25––

(58)–58–

–(274)274–20256301,15958919,74521,493

2023123173232313,24614,301

1,463––1,463

(37)89513,04813,906

––(10,014)(10,014)

(299)(186)(512)(997)12(28)28––13(102)–102–23–(180)180–202412311,72988016,05018,659

???????

????2025?6?30????? ????

17.(a)

20241231304,4764,08327,180335,739111,116––111,116(239,697)(466)(6,849)(247,012)

––(4,439)(4,439)

(2,647)2,647––

(6,227)–6,227–

–(1,995)1,995–2025630167,0214,26924,114195,404

20231231170,5851,83422,726195,145

257,354––257,354(105,013)(866)(867)(106,746)

––(10,014)(10,014)12(3,952)3,952––13(14,498)–14,498–23–(837)837–20241231304,4764,08327,180335,739

??

??2025?6?30????? ????

17.

(a)

20241231295,4704,08327,180326,733111,116––111,116(244,075)(466)(6,849)(251,390)

––(4,439)(4,439)

(2,647)2,647––

(6,227)–6,227–

–(1,995)1,995–2025630153,6374,26924,114182,020

20231231159,7741,83422,726184,334

257,354––257,354(103,208)(866)(867)(104,941)

––(10,014)(10,014)12(3,952)3,952––13(14,498)–14,498–23–(837)837–20241231295,4704,08327,180326,733

???????

??

??2025?6?30????? ????

17.

(b)

2025

20241231

2,090,57529,80832,2978,377

2,122,87238,185

2025

20241231

17,86417,8642,2792,279

20,14320,143

2025630202463,521

18.

2025

20241231

55,760,00033,500,00023,720,00020,570,00011,043318,530

79,491,04354,388,530544,27576,831

80,035,31854,465,361

????2025?6?30????? ????

19.

2025

20241231

11,890,108870,4925,107,735108,566

16,997,843979,05858,1294,076

17,055,972983,134

2025

20241231

11,906,889896,1115,268,069334,900

17,174,9581,231,01158,1294,076

17,233,0871,235,087

???????

??

??2025?6?30????? ????

20.

2025

20241231

58,983,52752,927,0941,318,000938,000

3,783,928801,450

64,085,45554,666,544528,246407,669

64,613,70155,074,213

2025

20241231

15,074,52716,043,094

3,783,929801,450

18,858,45616,844,544179,783167,213

19,038,23917,011,757

??

??2025?6?30????? ????

21.

2025

20241231

2,446,1595,914,5862,342,1822,982,165

4,788,3418,896,751

4,788,5728,897,728

2025

20241231

–4,500,0002,342,1822,982,165

2,342,1827,482,165–

2,342,1827,483,053

???????

??

??2025?6?30????? ????

22.

2025

20241231

63,286,58553,879,467150,226,557132,127,76624,437,43423,678,149265,255,555225,880,09925,819,79225,404,664

529,025,923460,970,14515,109,86013,146,759

544,135,783474,116,904

2025

20241231

63,272,99553,870,649150,224,517132,125,50224,412,81123,650,440264,527,663225,230,68225,803,00625,387,456

528,240,992460,264,72915,078,64013,120,155

543,319,632473,384,884

????2025?6?30????? ????

23.

2025

20241231

(a)

465,540549,263

(b)

271,975328,241(c)

17,81416,942(d)

13,62014,488

(e)

10,49712,061

779,446920,995

2025

20241231

(a)

452,470524,638(b)

242,078292,363

(c)

17,74016,906

(d)

13,62014,488

(e)

10,49712,061

736,405860,456

???????

????2025?6?30????? ????

23.(a)

20241231

2025

481,451723,328(801,024)403,755

2442,116(42,116)242,93264,396(64,269)3,0592,85562,720(62,598)2,977

771,676(1,671)822,35173,199(73,387)2,16312,55916,923(18,889)10,59349,946–(4,000)45,946

549,263919,962(1,003,685)465,540

20231231

20241231

392,7771,487,089(1,398,415)481,451

2486,480(86,480)243,708130,081(130,857)2,9323,626127,372(128,143)2,855 822,709(2,714)77

3,177147,741(148,567)2,3518,85640,924(37,221)12,55947,9571,989–49,946

456,4991,894,304(1,801,540)549,263

??

??2025?6?30????? ????

23.(a)

20241231

2025

457,225701,229(766,990)391,464

2441,069(41,069)242,92462,659(62,545)3,0382,84761,069(60,960)2,956

771,590(1,585)822,34670,726(70,935)2,13712,17316,254(18,566)9,86149,946–(4,000)45,946

524,638891,937(964,105)452,470

20231231

20241231

359,5401,433,342(1,335,657)457,225

2484,169(84,169)243,700126,693(127,469)2,9243,618124,200(124,971)2,847 822,493(2,498)77

3,172142,849(143,675)2,3468,44139,413(35,681)12,17347,9571,989–49,946

422,8341,828,455(1,726,651)524,638

???????

??

??2025?6?30????? ????

23.

(b)

20241231

2025

328,24194,713(150,979)271,975

20231231

20241231

322,190160,423(154,372)328,241

20241231

2025

292,36383,346(133,631)242,078

20231231

20241231

288,584140,371(136,592)292,363

????2025?6?30????? ????

23.

(c)

20241231

2025

14,73990,262(89,545)15,456

3523,012(2,982)3821,85136,284(36,159)1,976

16,942129,558(128,686)17,814

20231231

20241231

16,088167,109(168,458)14,7395284,757(4,933)3521,97672,599(72,724)1,851

18,592244,465(246,115)16,942

20241231

2025

14,69887,432(86,736)15,394

3522,916(2,886)3821,85635,272(35,164)1,964

16,906125,620(124,786)17,740

20231231

20241231

16,076161,803(163,181)14,6983934,573(4,614)3521,86570,718(70,727)1,856

18,334237,094(238,522)16,906

???????

??

??2025?6?30????? ????

23.(d)

2025630201163013,6202024123114,488

2025

20241231

13,62014,488––

13,62014,488

2025

2024

14,48815,115(744)(1,488)

(366)

13,62014,488

2025

2024

??

??2025?6?30????? ????

23.(d)

2025

20241231

(495)

6055

2025

20241231

22.08

22.08

29.58

29.58

(e)

20241231

2025

12,061–(1,564)10,497

20231231

20241231

15,785(193)(3,531)12,061

???????

????2025?6?30????? ????

24.

2025

20241231

318,408120,393334,981274,39516,45014,1367,2916,73011,4425,1717,8496,384

696,421427,209

2025

20241231

215,92315,277334,467274,22916,41414,1247,2656,72210,9984,7646,4975,549

591,564320,665

????2025?6?30????? ????

25.

2025

20241231

2032

(a)

4,999,6024,999,5722034

(b)

5,999,5435,999,5182028

(c)

4,999,544–2027

(d)

3,999,7623,999,7022027

(e)

4,999,6134,999,5292026

(f)

4,499,9134,499,8812027

(g)

4,999,8534,999,8152030

(h)

2,999,704–

(i)

13,289,58213,118,982

(j)

146,837,403148,481,393

197,624,519191,098,392439,498461,208

198,064,017191,559,600

20256302024

???????

??

??2025?6?30????? ????

25.(a) 202011202022120“

”[2022]1720223245010

3.73%2027328

(b) 20241312024725

[2024])101202482060102.23%2029822

(c) 2024131202534

20253320253265020253

1.98%

(d) 20241312024416

202453202462440

32.17%

(e) 20241312024416

2024532024102750

32.23%

(f) 2023427202397

202380202391245

32.75%(g) 20241312024416

202453202452850

2.27%3

2021(h) 2024131202534

20253320256530

20251.85%5

“”

????2025?6?30????? ????

25.

(i) 20215202021926

A[2021]2272022311[2022]5052022323130A

“”20223232028322

0.20%0.40%1.00%1.70%2.50%3.50%

“”A110%

11,926,9261,073,07413,000,000

(15,033)(1,353)(16,386)11,911,8931,071,72112,983,6141,207,785–1,207,785

(696)(58)(754)

13,118,9821,071,66314,190,645

170,735–170,735

(135)(11)(146)

13,289,5821,071,65214,361,234

A130%130%3,000

11.28

A

A2025630831A77,88820241231696A64,2422025630129,992202452,923(j) 202563039311.67%2.08%

202483611.69%2.55%2025630801,480.5020241231791,500.70

???????

??

??2025?6?30????? ????

26.

2025

20241231

124,65894,251114,943114,943

239,601209,194

2025

2024

2024123194,25192,353117,93189,456(10,120)(420)(77,404)(87,138)

2025630124,65894,251

202563023,97012024123131,23124,0321

??

??2025?6?30????? ????

27.

2025

20241231

3,028,3162,736,316943,959507,3942,310,9451,267,01195,215114,630

77,461131,46662,96051,20258,626571,60842,44056,862

6,619,9225,436,489

2025

20241231

2,038,093980,038

77,461131,46662,96051,20254,06654,01519,689571,60813,23244,936

2,265,5011,833,265

???????

??

??2025?6?30????? ????

28.

2025

20241231

3,474,5833,474,5693,474,5833,474,569

20241231

2025

3,474,56914–3,474,583

20231231

20241231

3,474,5627–3,474,569

29.

2025

20241231

(a)6,999,5946,999,594

1,071,6521,071,663

8,071,2468,071,257

20241231

2025

7,000,000––7,000,0006,999,594––6,999,594

20231231

20241231

7,000,000––7,000,0006,999,594––6,999,594

????2025?6?30????? ????

29.

(a)

20226232022930[2022]19120221122[2022]1822022121645515

4.70%

30.

2025

20241231

7,729,0267,728,7555,2665,266

7,734,2927,734,021

2025

20241231

7,729,0267,728,755

7,729,8267,729,555

???????

??

??2025?6?30????? ????

30.

20241231

2025

7,728,755271–7,729,0265,266––5,266

20231231

20241231

7,727,947808–7,728,755

7,032–(1,766)5,266

20241231

2025

7,728,755271–7,729,026800––

20231231

20241231

7,727,947808–7,728,755800––800

????2025?6?30????? ????

31.

20241231

2025

5,328,022–5,328,022

20231231

20241231

4,848,740479,2825,328,022

20241231

2025

5,324,034–5,324,034

20231231

20241231

4,844,752479,2825,324,034

10%50%

???????

??

??2025?6?30????? ????

32.

2025

2024

8,597,9707,879,269578,808718,701

9,176,7788,597,970

2025

2024

8,277,8017,597,832524,604679,969

8,802,4058,277,801

20123302012[20]1.5%

????2025?6?30????? ????

33.

2025

2024

25,363,11123,762,205

3,189,5035,117,290–(479,282)(578,808)(718,701)(861,708)(1,994,401)–(324,000)

27,112,09825,363,111

2025

2024

24,497,78223,182,613

3,100,9914,792,821–(479,282)(524,604)(679,969)(861,708)(1,994,401)–(324,000)

26,212,46124,497,782

20254222024524,604

0.24820246212023

679,9690.408202412202024

0.166

???????

????2025?6?30????? ????

34.

20252024

242,044236,662330,668681,71110,174,5949,153,4292,109,9961,844,3072,512,6362,485,738

15,369,93814,401,847

(1,630,608)(1,579,533)(5,784,148)(5,595,765)(2,089,056)(1,999,742)(3,486)(2,763)

(9,507,298)(9,177,803)

5,862,6405,224,044

20252024

241,728236,350328,422682,8398,890,1607,858,3932,109,9961,844,3072,512,6362,485,738

14,082,94213,107,627

(1,170,603)(1,113,243)(5,771,626)(5,580,833)(2,089,056)(1,971,100)(3,257)(2,536)

(9,034,542)(8,667,712)

5,048,4004,439,915

????2025?6?30????? ????

35.

20252024

166,199413,072175,696107,53738,54550,70451,09738,33138,41317,266

469,950626,910

(41,040)(58,974)(39,261)(34,089)(24,882)(22,853)

(105,183)(115,916)

364,767510,994

20252024

166,199413,072175,700107,53738,53950,69851,09738,33138,41317,266

469,948626,904

(34,302)(33,338)(41,033)(58,963)(24,880)(22,145)

(100,215)(114,446)

369,733512,458

???????

??

??2025?6?30????? ????

36.

20252024

133,978206,130884,464573,391576,000281,901–532,996(8,023)(4,264)

1,586,4191,590,154

20252024

126,22594,860133,978206,130870,524565,376576,000281,901–532,996(8,023)(4,264)

1,698,7041,676,999

??

??2025?6?30????? ????

37.

20252024

3,478

–(8,183)

3,478(7,800)

20252024

3,478

–(8,321)

3,478(7,938)

38.

20252024

13,17142,5472,2162,270

15,38744,817

20252024

13,17142,5472,2162,178

15,38744,725

20256302024630

???????

??

??2025?6?30????? ????

39.

20252024

(210,160)(231,219)(16,140)(820)

(226,300)(232,039)

20252024

(201,142)(242,052)(16,140)(820)

(217,282)(242,872)

40.

20252024

42,18342,90629,99531,88416,11216,5768,3596,004

96,64997,370

20252024

42,14142,20829,96431,38715,73316,0615,9534,863

93,79194,519

????2025?6?30????? ????

41.

20252024

1,144,4751,054,495368,851383,044110,707103,49244,09233,550102,85881,60118,33015,4101,164

11,87314,28736,43539,042

1,838,7851,725,287

20252024

1,101,1451,004,820357,249372,190108,367101,54343,22832,324101,28280,04418,15515,204

9,26611,70135,97138,693

1,774,7421,656,570

???????

????2025?6?30????? ????

42.

20252024

1,614,1981,936,575(15,654)(37,774)246,818(145,993)14,889(115,724)30,407

(3,358)

27,638(16,726)

1,914,9381,621,884

20252024

1,422,1591,646,904(15,654)(37,774)246,818(145,993)14,889(115,724)30,407

27,143(16,726)

1,726,5211,332,162

????2025?6?30????? ????

43.

20252024

1,1221,479

1,5422,071

20252024

1,049

1,1171,616

44.

20252024

–2,400

1,160

3,760

20252024

1,067

2,167

???????

????2025?6?30????? ????

45.

20252024

600,225693,863

(209,290)(203,523)

390,935490,340

20252024

442,802604,713

(187,979)(180,153)

254,823424,560

20252024

3,785,1183,700,607

25%946,280925,152–(43,965)(a)

(716,401)(513,995)(b)

161,132122,610(76)

390,935490,340

??

??2025?6?30????? ????

45.

20252024

3,355,8143,354,672

25%838,954838,668

(a)

(744,981)(537,122)(b)

160,850122,415–

254,823424,560

(a)(b)

46.

20252024

3,189,5033,026,280

3,189,5033,026,2803,474,5753,474,563

0.92

0.87

???????

????2025?6?30????? ????

46.

20252024

3,189,5033,026,280217,624211,770

3,407,1273,238,050

3,474,5753,474,5631,344,2781,288,340

4,818,8534,762,903

0.71

0.68

??

??2025?6?30????? ????

47.

20241231

2025

1,778,138(703,397)1,074,741(458,559)(479,305)234,467(703,397)–

643,191(574)642,61713,463(14,228)191(574)–

85,13620,537105,67327,382–(6,845)20,537–

(4,442)273(4,169)366–(93)273–

2,502,023(683,161)1,818,862(417,348)(493,533)227,720(683,161)–

20231231

2024

1231

349,7531,428,3851,778,1382,029,525(125,013)(476,127)1,428,385–

743,177(99,986)643,191(106,143)(27,172)33,329(99,986)–

57,73227,40485,13636,540–(9,136)27,404–

(3,947)(495)(4,442)(660)–165(495)–

1,146,7151,355,3082,502,0231,959,262(152,185)(451,769)1,355,308–

???????

????2025?6?30????? ????

48.

(a)

2025

20241231

717,410887,9164,428,1015,837,298

7,479,5505,930,101

1,180,5523,614,527

13,805,61316,269,842

2025

20241231

715,942885,7164,414,3965,821,732

5,183,2022,600,097

1,180,5523,614,527

11,494,09212,922,072

??

??2025?6?30????? ????

48.(b)

20252024

3,394,1833,210,2671,914,9381,621,884–2,972134,308111,29644,09233,5501,248

102,85881,60118,33015,410(3,323)8,249(4,622,632)(4,330,045)226,300232,039(916,424)(1,411,340)2,092,5422,001,134(209,290)(213,875)(80,121,354)(78,906,283)118,037,74339,628,494

40,093,519(37,914,423)

???????

??

??2025?6?30????? ????

48.

(b)

20252024

3,100,9912,930,1121,726,5211,332,162–

108,367101,54343,22832,3241,248

101,28280,04418,15515,204(3,323)8,387(4,622,632)(4,330,045)217,282242,872(1,042,649)(1,506,200)2,092,3131,972,265(187,979)(190,505)(70,085,499)(75,607,171)108,944,20934,793,197

40,411,514(40,125,577)

(c)202563045,128202463039,28343,964202463038,917

????2025?6?30????? ????

49.

(a)

20256301,374,3801,197,213202563020241,812,1881,114,7262024123167,380

(b)

202563077,46120241231131,466

???????

??

??2025?6?30????? ????

50.(a)

2025630

(b)

(1)

2025630166,1992024630

413,07220256302024

202563048,462,3122024123151,929,79648,142,1912024123151,265,079

??

??2025?6?30????? ????

50.

(b)(2)

2025630

32,439,87032,439,87010,980,60810,980,608

43,420,47843,420,478

20241231

33,830,39633,830,39615,871,55415,871,554

49,701,95049,701,950

20252024

407,621873,266513,076427,039204,612430,338

1,125,3091,730,643

2025630

2024630

???????

????2025?6?30????? ????

2025630

6,299,912(1,997,450)1,560,178–5,862,640

(605,029)3,255,288(2,650,259)––

5,694,8831,257,838(1,090,081)–5,862,640

35,93139,517289,319–364,767

––1,586,419–1,586,419––(226,300)–(226,300)––31,827–31,82720,789––40021,189

–––3,4783,478–––15,38715,387(53,559)(9,888)(33,202)–(96,649)(1,022,988)(585,966)(224,327)(5,504)(1,838,785)(898,973)(744,208)(263,544)(8,213)(1,914,938)(24,857)––(38)(24,895)

3,751,226(42,707)70,1115,5103,784,140

–––1,5421,542–––(564)(564)

3,751,226(42,707)70,1116,4883,785,118

285,07955,070364,3853,370707,904

241,17147,74811,917–300,836

2025630

396,009,88776,498,508506,175,7504,681,193983,365,338

(250,774,621)(301,284,556)(365,810,307)(3,623)(917,873,107)

????2025?6?30????? ????

2024630

4,836,621(1,500,574)1,887,997–5,224,044

138,9023,005,686(3,144,588)––

4,975,5231,505,112(1,256,591)–5,224,044

31,029(10,146)490,111–510,994

––1,590,154–1,590,154––(232,039)–(232,039)––14,805–14,80512,519––54713,066

–––(7,800)(7,800)–––44,81744,817(67,291)(11,409)(18,670)–(97,370)(972,396)(547,130)(203,528)(2,233)(1,725,287)(1,429,333)(505,441)321,062(8,172)(1,621,884)

–––(2,972)(2,972)(8,028)––(204)(8,232)

2,542,023430,986705,30423,9833,702,296

–––2,0712,071

–––(3,760)(3,760)

2,542,023430,986705,30422,2943,700,607

115,25426,994153,9421,633297,823

180,34945,02616,706–242,081

20241231

331,041,12575,163,113446,202,1464,235,456856,641,840

(221,123,690)(259,353,028)(312,369,937)(31,267)(792,877,922)

???????

??

??2025?6?30????? ????

1.

2025

20241231

65,773,44959,148,78015,571,0419,874,916903,3541,320,5285,657,6215,496,3711,686,5571,089,491

2,812

89,592,39776,932,898

2.

(a)

2025

20241231

2,321,0552,978,1952,594,6566,859,413

4,915,7119,837,608

2025

20241231

2,321,0552,978,195–5,408,695

2,321,0558,386,890

????2025?6?30????? ????

2.

(a)

2025

20241231

80,610,04356,927,612

80,610,04356,927,612

20256302024123112(b)

202563029,814,2682024123118,230,2162025630202412313.

2025

20241231

153,48841,782163,415202,062

316,903243,844

???????

??

??2025?6?30????? ????

4.

202563020241231

5.202563010

627,355202412319587,325

20256305,306,610202412315,138,143

????2025?6?30????? ????

2025

20241231

127,03732,838

141,04126,058

136,50616,988

73,82516,988

46,49415,554

596,80250,930

1,121,705159,356

1.

5%5%

(a)

10(a)

???????

??

??2025?6?30????? ????

1.

(b)

20256305%5%5%

%

496,31714.281,000,000458,57513.20620,000295,3368.50216,494294,8198.49452,110240,4646.921,157,530217,5706.261,175,201174,8525.031,000,00084,8242.44110,000

2,262,75765.12

????2025?6?30????? ????

1.(b)

202412315%5%5%

%

496,31714.281,000,000458,57513.20620,000295,3368.50216,494294,8198.49452,110240,4646.921,157,530217,5706.261,175,201174,8525.031,000,00084,8242.44110,000

2,262,75765.12

???????

??

??2025?6?30????? ????

1.

(c)(d)

1212

(e)

1212

????2025?6?30????? ????

2.

(a)

2025

20241231

2,180,0001,980,000698,000704,000–82,4761,096,000748,000456,9251,093,1426,070,1273,364,91992,94576,015

10,587,9978,048,552

2.18%

1.88%

(b)

20252024

66,23276,0369,35423,22887,90644,8501,3552,029

164,962146,143

1.07%

1.01%

???????

??

??2025?6?30????? ????

2.

(c)

2025

20241231

1,526,1981,969,567

3,019

24,59029,510392,895829,37110,563,0606,632,292850,138677,148

13,357,14810,141,018

2.45%

2.14%

(d)

20252024

42,32627,332

15,81586,02185,68513,0969,806

142,367138,638

1.50%

1.51%

??

??2025?6?30????? ????

2.

(e)

2025

20241231

–94,896507,192185,335

507,192280,231

0.62%

0.40%

(f)

2025

20241231

150,000150,000700,000700,000–520,0004,930,4781,490,000

5,780,4782,860,000

1.43%

0.82%

(g)

20252024

12,2769,924–1,71420,56115,671

32,83727,309

0.21%

0.19%

???????

??

??2025?6?30????? ????

2.

(h)

20252024

–12,714

0.09%

(i)

20252024

–1,429

0.02%

(j)

2025

20241231

1,126

0.01%

0.00%

(k)

2025

20241231

3,701,160

3,701,161

21.70%

0.06%

??

??2025?6?30????? ????

2.

(l)

20252024

30,869

26.97%

0.00%

(m)

20252024

85,92547,500

(n)

20252024

1,010

1,059

0.11%

0.17%

???????

????2025?6?30????? ????

2.

(o)

2025

20241231

4,920,2344,189,4644,478,9562,513,751735,950588,000–63,23532,41032,91027,36413,74521,42321,423

10,216,3377,422,528

48.77%

43.65%

(p)

2025

20241231

2.00%-6.86%

2.00%-6.86%

0.00%-5.40%

0.00%-5.50%

0.05%-2.11%

0.10%-0.99%

1.20%-2.75%

1.85%-2.20%

1.90%-4.00%

2.01%-4.00%

0.01%

0.01%

??

??2025?6?30????? ????

2.(q)

20252024

2,6663,248

202563020256302025630

(r)

2025

20241231

177,115251,954708,442604,296

20252024

6,5562,838

3,397–

???????

??

??2025?6?30????? ????

1.

2.

??

??2025?6?30????? ????

2.

2.1

(a)

“”

(b)

???????

????2025?6?30????? ????

2.

2.2

(a)

2(5)

??

??2025?6?30????? ????

2.

2.2

(b)

AA-BBB

???????

????2025?6?30????? ????

2.

2.3

(PD)(EAD)(LGD)

AA-BBB

15(AAA+C)1(D)

??

??2025?6?30????? ????

2.

2.4

“”? “1”?

“2”2(4)(a)? “3”

2(4)(b)? 112

2(4)(c)?

2(4)(d)?

???????

??

??2025?6?30????? ????

2.

2.4

(a)

i)ii)iii) 2iv)(b)

??

??2025?6?30????? ????

2.

2.4

(b)i)ii) 5iii)

“”????????(PD)(EAD)(LGD)

???????

??

??2025?6?30????? ????

2.

2.4

(c)

“”“”“M0M1M2M3M0M1M2M3M4”

(PD)(EAD)(LGD)? 122(4)(b)? 12

?

??

??2025?6?30????? ????

2.

2.4

(c)

? 12? “”

2(4)(d)

20256302024

???????

??

??2025?6?30????? ????

2.

2.4

(d)

“CPI”“GDP”“PMI”2025630

CPI0.551.30(0.30)GDP4.835.104.00PMI49.9050.9748.83

“”

202563010%10%

??

??2025?6?30????? ????

2.

2.4

(d)

121232025630“

”70%“”10%“”20%2024123110%10%10%10%5%

2025630

10,740,1893,738,0361,999,70310,682,6043,710,7521,995,19510,295,2983,469,6401,938,65311,164,1813,967,7272,046,008

20241231

10,092,2813,260,2351,737,99610,069,4973,243,5511,735,6999,821,3143,139,3501,717,44910,307,5103,379,0691,756,308

???????

????2025?6?30????? ????

2.

2.4

(d)

2025630

7,782,0623,709,4841,999,7037,764,0113,682,2001,995,1957,503,1923,441,0881,938,6537,984,6753,939,1752,046,008

20241231

7,326,5093,231,4151,737,9967,319,8313,214,7311,735,6997,262,7253,110,5301,717,4497,381,7743,350,2491,756,308

??

??2025?6?30????? ????

2.

2.5

(a)

202563020241231

132,958,72433,622,55218,099,2925,997,9326,876,81411,668,343

6,780,01411,498,412

45,47145,47151,329124,460464,782,716399,589,447

447,489,746385,273,635

12,956,5498,684,093

2,311,3143,310,8392,025,1072,320,880

21,409,25027,674,398127,823,75016,801,936220,902,683169,427,008

217,275,990165,495,848

1,050,4431,243,873

187,951233,8812,388,2992,453,406

???????

??

??2025?6?30????? ????

2.

2.5

(a)

202563020241231

112,458,644113,677,997

110,760,749111,798,424

–96,0001,697,8951,783,573171,311314,480

163,262300,147

3,6803,203

4,36911,130895,483,184778,774,09389,467,73976,838,647

984,950,923855,612,740

“”“”“”“”“”

“”

????2025?6?30????? ????

2.

2.5

(a)

2025630

285,213,98661,099–285,275,085167,726,01211,508,6211,265,459180,500,092

–5,324,5466,136,11111,460,657

452,939,99816,894,2667,401,570477,235,834

(5,450,252)(3,937,717)(5,090,256)(14,478,225)

447,489,74612,956,5492,311,314462,757,609

20241231

249,566,80679,070–249,645,876139,687,9139,271,0721,432,169150,391,154

–2,832,3497,751,70410,584,053

389,254,71912,182,4919,183,873410,621,083(3,981,084)(3,498,398)(5,873,034)(13,352,516)

385,273,6358,684,0933,310,839397,268,567

???????

????2025?6?30????? ????

2.

2.5

(a)

2025630

211,365,373––211,365,373

6,106,865863,400148,7467,119,011

–364,600829,3501,193,950

217,472,2381,228,000978,096219,678,334(196,248)(177,557)(790,145)(1,163,950)

217,275,9901,050,443187,951218,514,384

20241231

158,569,142––158,569,1427,103,896863,700148,7468,116,342

–595,700609,5501,205,250

165,673,0381,459,400758,296167,890,734

(177,190)(215,527)(524,415)(917,132)

165,495,8481,243,873233,881166,973,602

????2025?6?30????? ????

2.

2.5

(a)

2025630

107,055,378––107,055,3783,705,371––3,705,371

110,760,749––110,760,749(135,753)–(700,000)(835,753)

110,624,996–(700,000)109,924,996

20241231

107,999,245––107,999,2453,799,179––3,799,179

––96,00096,000

111,798,424–96,000111,894,424

(157,254)–(663,610)(820,864)

111,641,170–(567,610)111,073,560

???????

??

??2025?6?30????? ????

2.

2.5

(b)

2025

20241231

35,836,31128,622,4662,886,2442,885,8403,914,3315,183,0761,018,7551,008,73624,620,54024,752,744

68,276,18162,452,862

????2025?6?30????? ????

2.

2.5

(c)

90%70%50%60%70%70%40%

???????

??

??2025?6?30????? ????

2.

2.5

(c)

2025630

4,390,330(3,330,922)1,059,4083,631,7343,011,240(1,759,334)1,251,9061,956,704

978,096(790,145)187,951307,915

8,379,666(5,880,401)2,499,2655,896,353

20241231

6,521,383(4,376,685)2,144,6985,575,5642,662,490(1,496,349)1,166,1411,447,842758,296(524,415)233,881318,915

9,942,169(6,397,449)3,544,7207,342,321

????2025?6?30????? ????

2.

2.6

? 123

??????

6(e)

2.7

(1)(2)2025630977,20920242,717,793

???????

??

??2025?6?30????? ????

2.

2.8

2025630AAA29,499,27647,565,58753,200,710130,265,573AA-AA+4,438,36047,183,51025,102,40776,724,277A+54,227160,782–215,009

(a)

1,844,44815,850,870126,119,277143,814,595

––1,694,8131,694,8132,886,244–2,202,0775,088,3213,914,331–8,778,53112,692,862

––1,416,5691,416,56924,620,540––24,620,5401,018,755––1,018,755

–1,697,8952,388,2994,086,194

68,276,181112,458,644220,902,683401,637,508

20241231AAA24,848,81839,472,53529,296,70593,618,058AA-AA+2,391,84353,985,2338,507,71964,884,795A+53,148237,841–290,989

(a)

1,328,65718,102,815109,494,978128,926,450

––1,694,2201,694,220

–96,000–96,0002,885,840–2,916,7085,802,5485,183,076–12,954,84618,137,922

––2,108,4262,108,42624,752,744––24,752,7441,008,736––1,008,736

–1,783,5732,453,4064,236,979

62,452,862113,677,997169,427,008345,557,867

??

??2025?6?30????? ????

2.

2.8

(a)

2025630

835,7531,163,95020241231820,864917,132

2025

20241231

6,800,5758,068,916

2025

20241231

6,800,5758,068,9161,853,000–

8,653,5758,068,916

???????

????2025?6?30????? ????

2.

2.8

2025

20241231

3,635,2134,128,3428,371,24912,577,410

12,006,46216,705,752

20256303978,096790,14520241231758,296524,4153.

3.1

??

??2025?6?30????? ????

3.

3.2

???????

????2025?6?30????? ????

3.

3.2

2025630

32,948,241––––727,89333,676,134

7,495,80929,000570,203––4,2808,099,2921,380,4134,499,664899,937––96,8006,876,814

–––––620,720620,72027,518,720299,438–––5,59227,823,75029,413,43437,609,137201,055,338191,623,76520,943,0955,547,197486,191,96641,254,3845,627,46014,431,8233,171,7193,341,6933,360,41871,187,497

2,320,80410,281,52927,261,82383,898,33694,608,6392,531,552220,902,683853,7582,631,78210,812,84356,132,00440,330,3621,697,895112,458,644

–––––149,497149,497

–1,5045,195––478,800485,499

143,185,56360,979,514255,037,162334,825,824159,223,78915,220,644968,472,496

2025630

(1,060,000)(7,101,616)(71,329,427)––(544,275)(80,035,318)

(238,811)–(16,759,032)––(58,129)(17,055,972)(6,929,720)(12,992,059)(43,713,676)(450,000)–(528,246)(64,613,701)

–––––(137,209)(137,209)(3,291,821)(1,496,520)–––(231)(4,788,572)(105,869,987)(64,809,383)(160,897,835)(197,438,107)(10,611)(15,109,860)(544,135,783)(14,719,954)(42,602,002)(89,515,447)(39,787,972)(10,999,144)(439,498)(198,064,017)

–––––(6,524,707)(6,524,707)(534,768)–––––(534,768)

(132,645,061)(129,001,580)(382,215,417)(237,676,079)(11,009,755)(23,342,155)(915,890,047)

10,540,502(68,022,066)(127,178,255)97,149,745148,214,034(8,121,511)52,582,449

????2025?6?30????? ????

3.

3.2

20241231

33,610,928––––899,54034,510,4685,923,82613,00059,987––1,1195,997,9322,999,1984,499,5923,999,622––169,93111,668,343

–––––44,44344,44316,280,191520,988–––75716,801,93662,969,77530,814,724108,715,219202,657,77915,777,4986,328,850427,263,84540,654,8868,785,6617,626,1103,019,4421,985,8642,608,73064,680,693374,5354,939,35527,484,76083,550,80749,855,9153,221,636169,427,008705,4901,824,89312,423,99957,398,37639,680,0091,645,230113,677,997–––––122,115122,115–––––703,543703,543

163,518,82951,398,213160,309,697346,626,404107,299,28615,745,894844,898,323

20241231

(1,500,000)(2,456,152)(50,432,378)––(76,831)(54,465,361)(116,450)–(862,608)––(4,076)(983,134)(3,867,796)(8,321,622)(41,577,126)(900,000)–(407,669)(55,074,213)

–––––(7,240)(7,240)(5,914,586)(2,982,165)–––(977)(8,897,728)(103,118,853)(42,722,598)(131,968,969)(183,151,075)(8,650)(13,146,759)(474,116,904)(2,588,492)(16,854,931)(129,037,970)(31,617,909)(10,999,090)(461,208)(191,559,600)(590,361)–––––(590,361)

–––––(5,309,935)(5,309,935)

(117,696,538)(73,337,468)(353,879,051)(215,668,984)(11,007,740)(19,414,695)(791,004,476)

45,822,291(21,939,255)(193,569,354)130,957,42096,291,546(3,668,801)53,893,847

???????

????2025?6?30????? ????

3.

3.2

1001

2025

20241231

(942,756)(469,582)

942,756469,582

2025

20241231

(5,083,405)(4,696,743)

5,439,9075,365,739

????2025?6?30????? ????

3.

3.3

2025630

33,411,693261,7725282,14133,676,134

7,660,987381,0923,18954,0248,099,2926,196,270680,544––6,876,814

620,720–––620,72027,823,750–––27,823,750486,191,966–––486,191,966

71,187,497–––71,187,497220,902,683–––220,902,683

97,551,92314,686,858–219,863112,458,644

149,497–––149,497485,499–––485,499

952,182,48516,010,2663,717276,028968,472,496

(80,035,318)–––(80,035,318)

(16,195,670)(860,302)––(17,055,972)

(55,889,372)(8,724,329)––(64,613,701)

(137,209)–––(137,209)

(4,788,572)–––(4,788,572)(538,319,199)(5,808,487)(121)(7,976)(544,135,783)(198,064,017)–––(198,064,017)

(6,524,653)(26)(27)(1)(6,524,707)

(534,768)–––(534,768)

(900,488,778)(15,393,144)(148)(7,977)(915,890,047)

51,693,707617,1223,569268,05152,582,449

87,711,2751,880,387–73589,592,397

???????

??

??2025?6?30????? ????

3.

3.3

20241231

34,361,061146,6454072,35534,510,4685,630,675317,6154,08745,5555,997,9329,468,4061,459,976–739,96111,668,34344,443–––44,44316,801,936–––16,801,936427,263,845–––427,263,845

64,680,693–––64,680,693169,427,008–––169,427,008101,604,85111,868,340–204,806113,677,997

122,115–––122,115703,543–––703,543

830,108,57613,792,5764,494992,677844,898,323

(54,465,361)–––(54,465,361)

(116,495)(866,639)––(983,134)

(45,178,344)(9,895,869)––(55,074,213)

(590,361)–––(590,361)

(7,240)–––(7,240)

(8,897,728)–––(8,897,728)(472,483,727)(1,629,617)(54)(3,506)(474,116,904)(191,559,600)–––(191,559,600)

(5,309,880)(26)(28)(1)(5,309,935)

(778,608,736)(12,392,151)(82)(3,507)(791,004,476)

51,499,8401,400,4254,412989,17053,893,847

76,336,375582,462–14,06176,932,898

????2025?6?30????? ????

3.

3.3

1%

1%

2025

20241231

1%16,43223,5791%(16,432)(23,579)

???????

??

??2025?6?30????? ????

4.

4.1

2025630

5.5%202412316%4%202412314%

4.2

????2025?6?30????? ????

4.

4.3

2025630

–(1,061,958)(7,179,280)(72,598,061)––––(80,839,299)(238,829)––(17,074,138)––––(17,312,967)–(7,074,116)(13,220,443)(44,562,802)(462,858)–––(65,320,219)–(3,297,885)(1,509,729)–––––(4,807,614)(91,564,851)(14,709,660)(68,541,161)(166,995,530)(216,360,282)(12,568)––(558,184,052)

–(14,730,000)(43,007,550)(91,443,786)(42,527,369)(12,042,000)––(203,750,705)(2,206,824)(556,895)(372,475)(1,002,378)(2,243,395)(142,740)––(6,524,707)

–(534,768)––––––(534,768)

(94,010,504)(41,965,282)(133,830,638)(393,676,695)(261,593,904)(12,197,308)––(937,274,331)

2025630

717,4104,438,583––––28,520,141–33,676,1347,409,60392,38189,713512,478––––8,104,1754851,388,3344,546,346916,983–––51,1766,903,324

–27,535,884300,559–––––27,836,443–14,860,76536,296,40599,184,911287,360,054128,912,992–5,324,655571,939,782–41,247,0815,759,64510,133,6768,787,4433,963,5572,790,243113,24272,794,887–3,253,98412,034,37731,967,56196,829,596102,630,855–143,253246,859,626–1,191,5803,627,05114,871,04663,749,72147,316,970––130,756,368––––––149,497–149,4979,01221,88725,40644,73981,017–164,103139,335485,499

8,136,51094,030,47962,679,502157,631,394456,807,831282,824,37431,623,9845,771,6611,099,505,735

(85,873,994)52,065,197(71,151,136)(236,045,301)195,213,927270,627,06631,623,9845,771,661162,231,404

???????

????2025?6?30????? ????

4.

4.3

20241231

–(1,502,844)(2,534,761)(51,242,698)––––(55,280,303)(116,462)(92)–(884,733)––––(1,001,287)

–(3,939,938)(8,470,524)(42,289,740)(910,868)–––(55,611,070)

–(5,915,777)(3,004,833)–––––(8,920,610)

–(590,361)––––––(590,361)(80,151,203)(23,614,908)(43,825,401)(138,439,057)(202,333,626)(10,132)––(488,374,327)

–(2,590,000)(17,246,493)(131,119,350)(34,528,800)(12,228,500)––(197,713,143)(1,091,543)(1,033,202)(236,530)(695,119)(2,096,024)(157,517)––(5,309,935)

(81,359,208)(39,187,122)(75,318,542)(364,670,697)(239,869,318)(12,396,149)––(812,801,036)

20241231

887,9165,848,923––––27,773,629–34,510,4684,065,7461,859,23713,00060,593––––5,998,576

4852,804,8004,566,8934,307,454–––51,17611,730,808

–16,295,235526,975–––––16,822,210–12,682,96028,219,746110,276,942235,584,518105,933,539–6,131,313498,829,018–37,233,7366,603,2587,670,11410,030,8672,519,3942,227,831120,69666,405,896–1,013,5046,465,78531,931,12092,108,30755,183,808–785,937187,488,461–3,850,4747,847,5368,758,21665,537,05346,659,656–96,000132,748,935––––––122,115–122,1158,42533,30544,35060,132165,165–161,086231,080703,543

4,962,57281,622,17454,287,543163,064,571403,425,910210,296,39730,284,6617,416,202955,360,030

(76,396,636)42,435,052(21,030,999)(201,606,126)163,556,592197,900,24830,284,6617,416,202142,558,994

??

??2025?6?30????? ????

4.

4.4

331215

2025630

1,4732,673–4,146

20241231

1,3871,305–2,692

???????

??

??2025?6?30????? ????

4.

4.4

1133115

2025630

––2,579,223222,9452,802,168––(2,579,093)(218,214)(2,797,307)

–––2,420,3462,420,346–––(2,421,817)(2,421,817)

–1,309,1682,026,268–3,335,436–(1,452,417)(2,331,512)–(3,783,929)

42,886–94,766–137,652(42,639)–(94,359)–(136,998)

1133115

20241231

1,860,064––222,9452,083,009(1,817,988)––(203,425)(2,021,413)

––805,774–805,774––(801,450)–(801,450)

–––72,23172,231–––(72,231)(72,231)

??

??2025?6?30????? ????

4.

4.5

1155

2025630

65,773,449––65,773,44915,571,041––15,571,041

191,739711,615–903,3545,657,621––5,657,6211,686,557––1,686,557375––375303,15813,745–316,903

89,183,940725,360–89,909,300

20241231

59,148,780––59,148,7809,874,916––9,874,916

552,866766,1231,5391,320,5285,496,371––5,496,3711,089,491––1,089,491

2,812––2,812

228,45315,391–243,844

76,393,689781,5141,53977,176,742

???????

??

??2025?6?30????? ????

5.

5.1

202563020241231

2025630

220,902,683–212,219,36813,943,814226,163,182

198,064,01716,374,800185,223,633–201,598,433

20241231

169,427,008–155,353,81119,579,635174,933,446

191,559,60015,379,000179,087,108–194,466,108

????2025?6?30????? ????

5.

5.1

5.2

???

???????

??

??2025?6?30????? ????

5.

5.2

2025630

–21,409,250–21,409,250–620,720–620,720–20,038,572–20,038,572–15,797,739–15,797,73924,620,540––24,620,540

––2,886,2442,886,244––3,914,3313,914,331––1,018,7551,018,755652,3161,800,677458,3232,911,316

–112,458,644–112,458,644––149,497149,497

25,272,856172,125,6028,427,150205,825,608

20241231

–27,674,398–27,674,398–44,443–44,443–17,259,258–17,259,25824,752,744––24,752,744

–11,363,208–11,363,208––2,885,8402,885,840––5,183,0765,183,076––1,008,7361,008,736546,1031,226,380455,3482,227,831

–113,677,997–113,677,997––122,115122,115

25,298,847171,245,6849,655,115206,199,646

????2025?6?30????? ????

5.

5.2

2025630

–21,409,250–21,409,250–620,720–620,720–7,417,521–7,417,521–15,549,642–15,549,64233,724,522––33,724,522

––4,739,2444,739,244––3,914,3313,914,331––1,018,7551,018,755618,3281,679,605458,3232,756,256

–112,458,644–112,458,644––149,497149,497

34,342,850159,135,38210,280,150203,758,382

20241231

–27,674,398–27,674,398–44,443–44,443–7,133,641–7,133,64132,908,243––32,908,243

–10,761,696–10,761,696––2,885,8402,885,840––5,183,0765,183,076––1,008,7361,008,736546,1031,226,380455,3482,227,831

–113,677,997–113,677,997––122,115122,115

33,454,346160,518,5559,655,115203,628,016

???????

????2025?6?30????? ????

5.

5.2

20256302024

??

2025630

????2025?6?30????? ????

5.

5.2

202412319,533,000122,115

(84,597)–

–27,382––(1,170,750)–

20256308,277,653149,497

2025630

(251,411)–

2023123112,569,95785,575

(245,066)–

–36,5401,000,000–(3,791,891)–

202412319,533,000122,115

20241231

(163,656)–

???????

??

??2025?6?30????? ????

5.

5.2

202412319,533,000122,115(84,597)–

–27,3821,853,000–(1,170,750)–

202563010,130,653149,497

2025630

(251,411)–

2023123112,569,95785,575

(245,066)–

–36,5401,000,000–(3,791,891)–

202412319,533,000122,115

20241231

(163,656)–

6.

“”“”

2024112023

7.5%

8.5%10.5%

??

??2025?6?30????? ????

6.

202563020241231

3,474,5833,474,5698,696,3319,378,2411,071,6521,071,66314,504,80013,925,99227,112,09825,363,1112,037,5871,689,943(573,899)(577,784)––

56,323,15254,325,7357,271,2727,224,92019,123,62017,920,031

82,718,04479,470,686

606,209,557517,164,5977,030,9936,728,580760,83079,144

614,001,380523,972,3213,193,4243,081,10822,686,61122,686,611

639,881,415549,740,040639,881,415549,740,040

8.80%

9.88%

9.94%

11.20%

12.93%

14.46%

???????

????2025?6?30????? ????

1.

2025

2024

3,323(8,248)15,38744,8171,133(1,241)

19,84335,328

(4,961)(8,923)(123)

14,75926,812

[2023]6512023

2.

“”

20256

302025630

??

??2025?6?30????? ????

3.

(%)

2025

2024

11.52

11.77

11.47

11.66

20256302024630

0.920.71

0.870.68

0.910.70

0.860.67

??????

1.

10%

2025

20241231

29,81742,6704,82125,244319,126208,623

348,943251,293

2.

2025630

16,010,3533,718276,36316,290,43415,505,4083,737271,25115,780,396

504,945(19)5,112510,038

20241231

13,888,9084,495992,89314,886,29613,441,5944,532988,42114,434,547

447,314(37)4,472451,749

???

? 2025?

党委会

战略与创新委员会

监事会董事会

关联交易控制委员会监督及提名委员会

信息科技指导委员会

4个党口部门风险管理与内部控制委员会

监事会办公室董事会办公室提名委员会信贷审批委员会

行长及高级管理层

薪酬与考核委员会财务审批委员会

风险管理委员会

2个控股子公司党支部资产负债管理委员会

消费者权益保护委员会

信息科技管理委员会

审计委员会采购工作委员会

内审部

6个分行级党委

1、公司银行部

(绿色金融部)

2、贸易金融部

3、普惠金融部

4、个人银行部

(消费者权益保护部)

5、信用卡部

远程银行中心

6、金融市场部

7、资产管理部

8、投资银行部

9、资产托管部

为总行直属机构

1、风险管理部

2、资产保全部

3、评审部

4、内控合规部

5、财务部

6、资产负债管理部

7、运营管理部

8、科

软件研发中心科技运营中心运营业务处理中心技部

9、数字银行部

1、办公室

(党委组织部)

3、企业文化与公共关系

(党委办公室)

2、人力资源部

部(党委宣传部)

4、党群工作部

5、安全保卫部

6、行政部

7、机构发展部

8、金融研究院

1、成都分行

辖:4家二级分行、 9家支行

2、贵阳分行

辖:3家二级分行、

3家支行

3、西安分行

辖:1家二级分行、 10家支行

4、两江分行

辖:10家支行

5、自贸区分行

辖:7家支行

6、重庆地区其他机构:

小企业信贷中心 总行营业部

67个直管党支支行145家

辖:25个总行直属党支部42个市域内直管支行党支部

重庆鈊渝金融租赁股份有限公司

兴义万丰村镇银行有限责任公司

分支机构

股股东东大大会会

控股子公司

总行部室

前台业务拓展中台服务支持后台监督保障

工会

???

1.61400020

2.3311401147

3.5211401121

4.1538400015

5.9914610059

6.·

B438

7550081

7.25

21318

12710075

8.1298400015

9.33935400030

10.127

AB3-5

3400044

11.37

3400084

12.23

111-3456

3401329

13.14097400039

14.199

12-2

5400060

15.401

13-2029-1436-12

5401320

16.453455457

459461463

6400700

17.2347400020

18.9

1-12-1

9401120

19.81

21-22-23-13-4

4408000

20.104401220

21.402

4001-22-1

3401520

22.1934404000

???

2025

23.

3409000

24.503

5055052-1

5402260

25.505

2131

3402560

26.783402160

27.52

1-211-251-961-1012-192-25

2405200

28.12

11-122-14

340840029.

4321-3,2-3

3402460

30.312404300

31.78

80828486

4402760

32.47

1-402-225229

2401420

33.2312400800

34.70

11-41-52-42-5

2409900

35.3405400

36.335340236037.

17317517717918121922122322522722922914

3402660

38.181

1831851871891911792-102-112-122-132-142-15)1793-103-113-123-133-143-15)

2408200

39.

3526-30

2409100

???

40.9

2408300

41.12993404500

42.2405800

43.1173408500

44.10

91-141-152-1

340980045.

1135382-1

340969946.

3291-1

240470047.

18·

2405900

48.91

S21-95S21-97S21-99S21-101S21-103S21-105S21-107S2

2404600

BANK OF CHONGQING CO., LTD.

BANK OF CHONGQING


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